Wealth Relationship Manager SAFE Act -ALISO VIEJO

Citigroup Inc.; Aliso Viejo (CA); On-site; USD 83,920 - 125,880; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Paid time off packages

Wellness programs

Job summary

Citigroup Inc. is seeking a Wealth Relationship Manager in Aliso Viejo, California to enhance relationships with affluent clients and provide tailored financial solutions. This full-time role demands strong analytical and financial skills, with responsibilities including client meetings, compliance management, and relationship building.

The position requires a Bachelor's degree, 5-8 years of experience, and current US FINRA registration. Compensation ranges from $83,920.00 – $125,880.00, complemented by attractive benefits.

Qualifications

• 5-8 years of experience required.
• Strong analytical and financial skills needed.
• Good verbal and written communication necessary.
• Organized with attention to detail essential.
• Basic understanding of investment strategies preferred.

Responsibilities

• Build and deepen relationships with clients.
• Anticipate financial needs and provide solutions.
• Conduct face-to-face meetings with clients.
• Acquire new clients through referrals.
• Ensure compliance with KYC/AML regulations.

Skills

Analytical skills

Financial skills

Communication skills

Detail-oriented

Problem solving

Team player

Bilingual in Mandarin and English

Education

Bachelor's degree or equivalent

Tools

Microsoft Excel

Microsoft Outlook

Microsoft Word

Money Guide Pro

NaviPlan Select

Job description

The Wealth Relationship Manager SAFE Act is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area directly affected by the performance of the individual.

Responsibilities

• Identify, build and deepen relationships to gain incremental wallet share of the affluent and High Net Worth segment with financial planning and excellent discovery and profiling skills.
• Anticipate the complex financial needs of the client and offer solutions through a wide range of products, services and tools based on client profiling.
• With the support of product specialists, intuitively recognize and understand a client's banking, credit and investment needs and goals to provide holistic financial solutions.
• Provide regular value-added engagement with clients—High touch, face‑to‑face meetings at client's preferred location, consistent communication, access to seminars.
• Master referral opportunities to grow portfolio.
• Proactively source, acquire and expand high‑value customer relationship by maximizing sale and service opportunities.
• Refer opportunities to segment partners where appropriate (including, but not limited to Lending Consultants and Financial Advisor, Small Business Partners, Relationship Manager).
• Organize client events to enhance client bonding.
• Acquire new clients through converting referral leads.
• Manage client follow‑up and adhere to all Regulatory and Compliance operating procedures.
• Ensure that KYC/AML and other compliance norms are strictly adhered.
• Partner with all roles on branch team to ensure all clients have a positive in‑branch experience.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 5-8 years of experience.
• Strong analytical and financial skills.
• Strong verbal and written communication skills.
• Organized with strong attention to details.
• Knowledge of Microsoft Office (Excel, Outlook, Word) and experience using Money Guide Pro, NaviPlan Select, or similar financial planning software preferred.
• Basic understanding of investment and financial planning strategies preferred.
• Must be a self‑starter, problem solver and goal‑oriented team player able to work without direction.
• Required current US FINRA Registration: SIE, Series 6, 63, 65 or Series 7 and 66 or equivalent; must meet all requirements within 150 days of starting in the role.
• Insurance Group 1 required; must meet all requirements within 150 days of starting in the role.
• Bilingual in Mandarin and English a plus.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (“Registry”) and obtain a unique identifier before referring interested clients to Citibank for their mortgage needs, to maintain and renew that registration on an annual basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.

Education

• Bachelor's/University degree or equivalent experience.

Full‑time position based in Aliso Viejo, California. Compensation range: $83,920.00 – $125,880.00 with potential incentive and retention awards. Benefits include medical, dental & vision coverage; 401(k); life, accident and disability insurance; wellness programs; paid time off packages (vacation, sick leave, paid holidays). For additional information regarding Citi employee benefits, please visit citibenefits.com.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.