Wealth Planner

The LifeWealth Group; Town of Florida (NY); On-site; USD 90,000 - 130,000; Full time

Job summary

The LifeWealth Group is seeking a Financial Planner to join our team as the primary link between clients, the support team, and advisors. You will deliver technical financial planning and investment management, working under senior supervision while potentially managing a book of business.

You will supervise back-office activities, support onboarding, update CRM, and follow up after meetings to ensure excellent client service and regulatory compliance.

Qualifications

• Requires strong communication and client service focus.
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Responsibilities

• Engage clients to understand needs, objectives, and planning tools.
• Provide guidance on technical financial planning and investment needs.

Skills

Excellent communication

Microsoft Office

CRM proficiency

Google Apps / MS 365

Regulatory knowledge

Time management

Leadership

Client onboarding

Education

Bachelor’s degree in Finance or Economics

Series 7, 63, 65/66 licenses

FL 215 Life/Health/Variable license

Tools

CRM systems

Financial Planning Software

Investment Management Software

Job description

The Financial Planner at The Lifewealth Group is an integral part of our team serving as the true connection between our clients, support team, and advisors. This great communicator, influencer and enthusiastic person will support the vision, positive culture, and team spirit.

The Financial Planner provides technical financial planning and investment management work, either under the management of higher-level professionals or on their own. They usually work with other professional planners in the firm and are under the supervision of a Lead Advisor and/or Senior Advisor and have decision making abilities on client plans, investment processes and procedures, operational processes and procedures and client affairs. The Financial Planner supports the Lead Advisors by acting as Associate Advisors in a client meeting, taking notes, navigating software, doing downloads and follow-up emails after the meetings. The Financial Planner may also be assigned a book of business to serve, maintain the assets and grow through new opportunities and referrals.

They have obtained the proper licensing and experience to work directly with clients. They primarily perform supervisory functions to lower-level professionals and oversee the back office, support functions to higher level professional advisors relating to ensuring client satisfaction is at the highest level. The primary responsibility is managing a group of client relationships and other employees under their supervision to carry out the best client service.

II. ESSENTIAL RESPONSIBILITIES

Client and Advisory Engagement

• Communicating with clients to understand needs, objectives, goals, concerns, and planning tools; communicating and representing client with those outside the organization, and other external sources to carry out the goals of client service. Ensures phones and visitors are answered promptly and professionally
• Provide guidance and expert advice to management, client, or other groups outside the organization on technical financial planning and investment planning needs, systems, or process-related topics.
• Analyzes information and evaluating results to choose the best solution to solve client or operational problems and being accountable and held responsible for those decisions.
• Ensures the compiling, coding, categorizing, calculating, tabulating, auditing, reconciling, downloading, and verifying of client data in the organizations’ client related software programs, including CRM’s, Financial Planning Software, Investment Management software, and other related or connected programs is completed according to procedure.
• Observing, receiving, and otherwise obtaining information from all relevant sources to make sure client accounts are up to date. Translating or explaining what information means and how it can be used by other professionals.
• Identifies concerns, problems or opportunities within client accounts or households and notifying, updating, or correcting the client information prior to it becoming a problem for the more professional advisors or the relationship with the client.
• Identifies information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events, in the relationship and the data of the clients.
• Uses relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
• Analyzes client information and evaluating results to choose the best solution and solve problems.
• Utilizes the ability to add, subtract, multiply, or divide numbers quickly and correctly. The in-depth understanding of time value of money: present value, future value, annuity payments, internal rate of return and compounding interest.
• Engage and prepare client onboarding requirements with financial planning software
• Update CRM with client data and work through client process
• Communicating with appropriate team members the action items as a result of a prospect / client meeting and delegating work to back office.
• Preparing and communicating meeting recap to client.

III. POSITION SPECIFICATIONS

Experience and Education:

• A bachelor’s degree in relevant fields of study: Finance, Economics, etc.
• Series 7, 63, 65/66
• FL 215 (Life/Health/Variable) license
• 3+ years of experience in Financial Planning
• Leadership experience - Plus
• Pursuit or Active CFP - Plus
• Experience with Securities, Financial Planning, Investments and Insurance required
• Experience working with various Custodian Platforms (Fidelity, Schwab, TD, etc.)

Skills and Knowledge:

• Excellent communication skills (verbal, written and listening)
• Proficient in Microsoft Office Suite required
• Proficiency in FIRM CRM preferred
• Knowledge of Broker Dealer and Investment Advisory Regulations a plus
• Proficient in Google Apps / MS 360 / etc.
• Demonstrates personal integrity, honesty and is able to deal with confidential information on a daily basis.
• Ability to deal with stress in an ever-changing investment market and financial services
• Excellent time management and strong organizational skills, and ability to prioritize multiple tasks and anticipate potential problems.