Wealth Management Senior Financial Planner

The Washington Trust Company; Providence (RI); On-site; USD 110,000 - 135,000; Full time

Benefits offered by this job

Health and welfare benefits

Paid time-off

401(k) plan

Work-life program

Job summary

The Washington Trust Company in Providence, RI, seeks a Senior Financial Planner to join our Wealth Management team. You will create and present comprehensive financial plans for high net worth clients, acting as a trusted advisor and subject matter expert.

You will use MoneyGuide Elite, Holistiplan, Luminary, Income Lab and Excel to model strategies, collaborate with attorneys and tax preparers, and ensure compliance with internal policies. Hybrid opportunity in Providence.

Qualifications

• Bachelor’s degree in Finance, Business, or related field.
• CFP certification required, with 5–10 years of planning experience.
• Experience with trust and estate planning; fiduciary trustee a plus.
• Strong presentation and communication, ability to explain complex topics.
• Proficiency in planning software (Luminary, MoneyGuide preferred).
• Advanced Microsoft Excel and Office skills.
• Highly organized, detail-oriented, and able to manage priorities.

Responsibilities

• Develop and present sophisticated financial plans for HNW/UHNW clients.
• Engage clients to gather data and present personalized planning strategies.
• Interpret trust/estate documents and model strategies in software.
• Model tax planning scenarios using client tax returns and software.
• Lead goals planning discussions and identify risks and opportunities.
• Collaborate with attorneys and tax preparers to implement recommendations.
• Engage clients for proactive planning with team members.
• Serve as the financial planning expert in meetings and strategy sessions.
• Support Director in creating training materials and client publications.
• Ensure compliance with internal policies and regulatory standards.
• Deliver an exceptional client experience with every interaction.

Skills

Presentation skills

Communication skills

Microsoft Excel

Microsoft Office

Trust planning knowledge

Education

Bachelor's degree in Finance or related field

CFP certification

Tools

MoneyGuide Elite

Holistiplan

Luminary

Income Lab

Microsoft Excel

Job description

Washington Trust is seeking a highly skilled and client-focused Senior Financial Planner to join our Wealth Management team. In this role, you will create and present comprehensive financial plans for our High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients. You’ll serve as a trusted advisor and subject matter expert, helping clients navigate complex financial decisions while supporting our internal teams with your planning expertise.

This position is based in Providence, RI, with hybrid opportunities.

Key Responsibilities

• Develop and deliver sophisticated financial plans using tools such as MoneyGuide Elite, Holistiplan, Luminary, Income Lab and Microsoft Excel to high net worth and ultra-high net worth clients.
• Engage clients in meaningful conversations to gather financial data and present personalized planning strategies.
• Interpret trust and estate planning documents, create abstractions in software and present to clients. Model estate planning strategies in software and present to clients.
• Using client tax returns, model scenarios in tax planning software and present strategies to clients. Discuss strategies such as Roth conversions, charitable funding options, income planning strategies. Model multi-year tax planning strategies and share with clients and their tax preparers.
• Engage in goals planning discussions helping clients make short and long-term decisions, uncovering risks and opportunities using an educational, consultative approach.
• Collaborate with clients, internal and external partners such as attorneys and tax preparers to implement financial recommendations.
• Identify opportunities to deepen client engagement through proactive planning initiatives with your team members. You will be responsible for engaging clients in financial planning for your team.
• Serve as the financial planning expert for your team and the broader division, participating in client meetings and strategic discussions.
• Support the Director in creating training materials, client publications, and marketing content.
• Ensure compliance with internal policies, risk controls, and regulatory standards.
• Deliver an exceptional client experience with every interaction.

Qualifications

• Bachelor’s degree in Finance, Business, or a related field.
• CFP® certification required, with 5–10 years of comprehensive financial planning experience. Must have knowledge of all financial planning topics.
• Experience with trust and estate planning; fiduciary trustee experience is a plus.
• Strong presentation and communication skills, with the ability to explain complex financial topics clearly.
• Proficiency in financial planning software (Luminary and MoneyGuide preferred).
• Advanced skills in Microsoft Excel and the full Microsoft Office suite.
• Highly organized, detail-oriented, and able to manage multiple priorities effectively.

Compensation

The good-faith, reasonable base salary range for this role is $110,000–$135,000. Actual compensation will be based on relevant experience, skills, training, certifications, and education. This role may be eligible for an annual bonus and includes a comprehensive benefits package.

Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth.

The Washington Trust Company, and each of its subsidiaries and affiliates are committed to providing equal employment opportunities to all employees and applicants as protected by state and/or federal law.