VP, Real-Time Payments Product Leadership

The Clearing House Payments Company L.L.C.

United States

On-site

USD 250,000 - 380,000

Full time

6 days ago

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Job summary

The Clearing House Payments Company L.L.C. is seeking a VP, RTP Business Product Management to shape the future of real-time payments.

You will translate market needs and strategy into differentiated RTP products, guiding them from discovery through commercialization and optimization. In this role, you will lead cross-functional teams, engage with financial institutions and technology providers, and drive data-informed decisions while maintaining a strong risk mindset across the product

Qualifications

Bachelor’s degree in finance, business, economics or equivalent.
10+ years progressive product management in payments/financial services.
Strong understanding of payment products, operations, technology, and market dynamics.
Ability to translate strategy into executable roadmaps and commercial outcomes.
Strong analytical and financial acumen with data-driven decision making.
Proven risk maturity to understand, articulate, manage and mitigate risks.
Excellent written, verbal, and presentation skills for senior leadership.

Responsibilities

Translate the RTP strategy into market-driven product plans and roadmaps for assigned market segments, capabilities, and use cases, grounded in validated customer and market needs.
Lead RTP products through the full lifecycle, including discovery, business case development, detailed requirements, prioritization, launch, commercialization, adoption, enhancement, and end-of-life decisions.
Drive market discovery and customer engagement with financial institutions, corporate users, technology providers, and other stakeholders to identify opportunities, validate problems, and shape differentiated solutions.
Develop clear product positioning, value propositions, launch approaches, and enablement in partnership with Sales, Client Relationship Management, Marketing, and other commercialization partners.
Use market, customer, product, volume, and financial data to establish priorities, inform investment decisions, monitor adoption and performance, and recommend actions that improve business outcomes.
Partner closely with RTP Technical Product Management, Technology & Operations, and other delivery teams to ensure business requirements and market priorities are clearly articulated and translated into high-quality solutions.
Lead cross-functional product initiatives, pilots, proofs of concept, and launch readiness activities, creating clarity on decisions, milestones, dependencies, risks, and expected outcomes.
Apply a first-line risk mindset throughout the entire product lifecycle including rules definition, compliance and enforcement. Partnering with Legal, Risk, and Compliance to identify and address product and market risks.
Track competitive, regulatory, technology, and industry developments in instant and faster payments and translate relevant insights into product and commercialization recommendations.
Represent The Clearing House and the RTP network in customer forums, committees, working groups, and internal governance discussions, communicating product strategy, priorities, performance, and recommendations with credibility.
Contribute to a disciplined, market-driven product management culture focused on accountability, collaboration, and measurable outcomes.