VP of Lending & Mortgage Growth (Remote-friendly)

Enrichment FCU; Oak Ridge (TN); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

Company paid Long-Term Disability, 3x1

401k and Company Match

Vacation, Sick time, and Holiday pay

Employment Assistance Program

End of Year Bonus

Job summary

Enrichment FCU is seeking a Vice President of Lending to lead consumer and mortgage lending, and collections, driving portfolio growth while managing risk and regulatory compliance. This in-office role offers occasional remote work to support leadership and strategic initiatives.

You will work with the Chief Lending Officer to optimize processes, develop staff, and deliver exceptional member service in a credit union environment. Strong leadership and regulatory knowledge are essential.

Qualifications

• Bachelor's degree in business, finance, or related field or equivalent professional experience.
• Minimum seven years of progressive lending experience within a financial institution, preferably in a credit union environment.
• Minimum three years of leadership experience overseeing consumer lending, residential mortgage lending, and collections functions.

Responsibilities

• Direct the daily operations of the Consumer Lending, Mortgage Lending, and Collections departments.
• Implement and execute lending strategies that support portfolio growth, profitability, and member satisfaction.
• Monitor departmental performance and recommend process improvements to enhance effectiveness and member experience.
• Monitor lending trends, market conditions, and competitive factors to identify opportunities for growth and process improvement.
• Recommend and implement new loan products, services, and delivery channels to meet member needs.
• Ensure compliance with applicable federal and state laws, NCUA regulations, and Credit Union policies.
• Maintain knowledge of regulations including the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Real Estate Settlement Procedures Act, Home Mortgage Disclosure Act, SAFE Act, and Bank Secrecy Act.
• Assist with examinations, audits, and compliance reviews.
• Monitor underwriting quality, policy exceptions, and portfolio trends and recommend corrective action when necessary.
• Promote sound lending practices and prudent risk management throughout all lending operations.
• Monitor department goals, service standards, productivity metrics, and portfolio performance.
• Prepare and present lending and collections reports to the Chief Lending Officer.
• Recommend operational improvements that enhance efficiency, service, and portfolio performance.
• Lead, mentor, and develop lending and collections management staff.
• Establish performance expectations and accountability measures.
• Foster a positive work environment focused on teamwork, member service, professionalism, and continuous improvement.
• Facilitate ongoing training and professional development opportunities.

Skills

Leadership

Strategic thinking

Communication

Regulatory knowledge

Analytical skills

Education

Bachelor's degree in business/finance or related field

Tools

Lending systems

Loan origination platforms

Microsoft Office

Job description

Enrichment FCU is seeking a Vice President of Lending to lead consumer and mortgage lending, and collections, driving portfolio growth while managing risk and regulatory compliance. This in-office role offers occasional remote work to support leadership and strategic initiatives.

You will work with the Chief Lending Officer to optimize processes, develop staff, and deliver exceptional member service in a credit union environment. Strong leadership and regulatory knowledge are essential.