VP of Consumer Lending: Growth, Strategy & Experience

Frontwave Credit Union; Oceanside (CA); On-site; USD 141,000 - 212,000; Full time

Job summary

Frontwave Credit Union seeks a strategic Vice President of Consumer Lending to lead portfolio growth, strengthen member value, and elevate the lending experience across channels.

Reporting to the SVP/Chief Lending Officer, the leader will oversee auto, credit cards, unsecured loans, solar and other lifestyle lending, driving sustainable growth, strong financial performance, operational excellence, and responsible risk management while developing high-performing teams and a clear lending strategy.

Qualifications

• Experience leading consumer lending portfolios within a financial institution or fintech.
• Deep knowledge of auto lending, credit cards, unsecured lending and solar loans.
• Ability to balance loan growth, credit quality, member value and financial performance.
• Experience with multi-channel lending operations and improving member/employee experience.
• Strong understanding of underwriting, credit risk, pricing, portfolio analytics, regulatory compliance and lending operations.
• Experience with data-driven lending strategies and decision engines.

Responsibilities

• Lead portfolio growth and strengthen member value across all lending channels.
• Oversee a broad consumer lending portfolio including auto, credit cards, unsecured and solar lending.
• Drive sustainable growth, strong financial performance, operational excellence and responsible risk management.
• Grow market share, modernize lending delivery and build high-performing teams while balancing growth, profitability, service and credit quality.

Skills

Consumer lending

Auto lending

Credit cards

Unsecured lending

Solar loans

Portfolio analytics

Regulatory compliance

Leadership

Lending operations

Education

Bachelor's degree in finance or related field

Tools

Loan origination systems

Automated decision engines

Job description

Frontwave Credit Union seeks a strategic Vice President of Consumer Lending to lead portfolio growth, strengthen member value, and elevate the lending experience across channels.

Reporting to the SVP/Chief Lending Officer, the leader will oversee auto, credit cards, unsecured loans, solar and other lifestyle lending, driving sustainable growth, strong financial performance, operational excellence, and responsible risk management while developing high-performing teams and a clear lending strategy.