VP, Mortgage Operations Transformation

Finance of America; United States; On-site; USD 165,000 - 200,000; Full time

Benefits offered by this job

Healthcare and vision insurance

Paid time-off benefits

401(k) with employer match

ESP P

Job summary

Finance of America is seeking a senior leader to redesign and optimize the end-to-end mortgage operating model, leveraging AI, automation, and data analytics to improve cycle times, borrower experience, and operational quality.

You will partner with sales, processing, underwriting, closing, and post-closing teams to create scalable workflows, implement digital tools, and lead cross-functional transformation initiatives under the Chief Operations Officer.

Qualifications

• Extensive experience redesigning mortgage operations workflows.
• Proven track record implementing AI-enabled automation.
• Strong analytical and stakeholder management skills.
• Ability to lead cross-functional transformation programs.
• Experience with RPA and digital mortgage tools.

Responsibilities

• Leads the strategic redesign of the end-to-end mortgage operating model across sales, processing, underwriting, closing, and post-closing functions.
• Identifies operational inefficiencies, process fragmentation, and technology gaps across the mortgage lifecycle and develops scalable solutions to improve performance and cycle times.
• Designs and implements AI-enabled operational workflows including intelligent document processing and automated decision support.
• Partners with operational leaders to redesign handoffs, workflows, and responsibilities across functional pillars to improve alignment, accountability, and throughput.
• Evaluates and implements emerging technologies including automation, robotic process automation (RPA), artificial intelligence, digital workflow orchestration tools, and advanced analytics to modernize mortgage operations.
• Partners with technology and product teams to implement digital mortgage capabilities including automated verification tools and digital document workflows.
• Develops an integrated workflow architecture that improves coordination and handoffs between sales, processing, underwriting, and closing.
• Implements operational dashboards and analytics to monitor cycle times, pull-through rates, productivity, and quality.
• Leads cross-functional transformation initiatives that enhance productivity, reduce operational risk, and improve borrower experience.
• Provides strategic insights to executive leadership on emerging mortgage technologies and operational transformation opportunities.
• Leads change management initiatives that support adoption of redesigned workflows and new technologies.
• Performs other duties as assigned.

Skills

Mortgage ops

Operational transformation

Automation tech

AI in mortgage

Analytics

Stakeholder mgmt

Executive communication

Education

Bachelor's Degree

MBA (preferred)

Tools

RPA

Workflow automation platforms

Intelligent process automation

AI-enabled mortgage tools

Job description

Finance of America helps homeowners 55+ access the equity they’ve built while staying in full control of their home and their financial future. Through a range of reverse mortgage solutions, we help customers shape the retirement they’ve earned while continuing to evolve how we serve and work together.

Joining Finance of America now means stepping into a period of momentum and growth, with teams actively shaping what comes next and opportunities to make an impact and grow your career.

To learn more about us, visit www.financeofamerica.com

Purpose of Role

Responsible for strategically redesigning and optimizing the end-to-end mortgage operational workflow across the organization. Focuses on improving the efficiency, scalability, and effectiveness of the mortgage lifecycle by leveraging emerging technologies, artificial intelligence, automation, and process innovation. Partners with operational, technology, product, and data teams to increase efficiencies across operational pillars and design a more scalable, data-driven operating model. Also leads initiatives that integrate AI-enabled tools, workflow automation, and advanced analytics into the mortgage lifecycle to improve cycle times, productivity, borrower experience, and operational quality.

Key Responsibilities and Expectations

• Leads the strategic redesign of the end-to-end mortgage operating model across sales, processing, underwriting, closing, and post-closing functions.
• Identifies operational inefficiencies, process fragmentation, and technology gaps across the mortgage lifecycle and develops scalable solutions to improve performance and cycle times.
• Designs and implements AI-enabled operational workflows including intelligent document processing and automated decision support.
• Partners with operational leaders to redesign handoffs, workflows, and responsibilities across functional pillars to improve alignment, accountability, and throughput.
• Evaluates and implements emerging technologies including automation, robotic process automation (RPA), artificial intelligence, digital workflow orchestration tools, and advanced analytics to modernize mortgage operations.
• Partners with technology and product teams to implement digital mortgage capabilities including automated verification tools and digital document workflows.
• Develops an integrated workflow architecture that improves coordination and handoffs between sales, processing, underwriting, and closing.
• Implements operational dashboards and analytics to monitor cycle times, pull-through rates, productivity, and quality.
• Leads cross-functional transformation initiatives that enhance productivity, reduce operational risk, and improve borrower experience.
• Provides strategic insights to executive leadership on emerging mortgage technologies and operational transformation opportunities.
• Leads change management initiatives that support adoption of redesigned workflows and new technologies.
• Performs other duties as assigned.

Reports To

• Chief Operations Officer

Qualifications - Experience/Skills/Competencies

• Minimum 12 years of experience in mortgage operations, mortgage technology, operational transformation, or related financial services roles.
• Deep knowledge of the mortgage lifecycle including sales, processing, underwriting, closing, and post-closing functions.
• Experience leading operational transformation initiatives or process reengineering programs.
• Experience implementing automation technologies such as RPA, workflow automation platforms, or intelligent process automation.
• Experience with AI-enabled mortgage technologies including automated document recognition, data extraction, and decision support tools.
• Strong analytical and systems-thinking capabilities with the ability to redesign complex operational processes.
• Ability to analyze complex operational systems and design scalable solutions that improve efficiency and quality.
• Ability to influence cross-functional leaders and drive organizational change across multiple operational teams.
• Strong communication, stakeholder management, and executive presentation skills.

Qualifications - Education - Required

• Bachelor's Degree

Qualifications - Education - Field(s)/Profession(s)

• Business Administration, Operations Management, Information Systems, or related field.

Qualifications - Education - Preferred

• Master of Business Administration (MBA)

Compensation

The base salary range for this position is ($165,000 - $200,000 ) inclusive of all geographical differences in the labor market. The base salary for the position will be determined based on factors such as the candidate’s work location, skills, education, and experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members in determining any final offer. We offer a competitive benefits package including health, dental, vision, life insurance, paid time-off benefits, flexible spending account, 401(k) with employer match, and ESPP.

Additional Information

The application deadline for this job opportunity is 9/21/2026.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

Finance of America is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.