VP, Lending & Capital Strategy — Strategic Financing

J.P. Morgan; New York (NY); On-site; USD 180,000 - 280,000; Full time

Job summary

J.P. Morgan in New York seeks a Vice President in Lending and Capital Strategy to advise coverage and product teams on deploying balance sheet capacity with discipline and strong risk governance.

Translate portfolio dynamics, capital considerations, and market signals into practical structuring recommendations to improve execution quality and capital efficiency. You will partner with coverage, product, portfolio management, treasury, funding, and credit risk teams to align decisions with shared

Qualifications

• Experience in credit markets, lending, capital strategy, or portfolio management in a large financial institution.
• Knowledge of UK and international bank capital and leverage frameworks and their effect on lending structures.
• Ability to translate regulatory and capital constraints into actionable deal/portfolio actions.
• Strong credit risk analytics skills and interpretation of portfolio performance and signals.
• Experience with large, complex datasets to generate insights.
• Clear communication with senior stakeholders across coverage, product, treasury, and risk.

Responsibilities

• Advise deal teams on lending structure, capital efficiency, pricing, and capacity deployment.
• Translate regulatory capital considerations into practical structuring recommendations.
• Apply portfolio constraints to client strategy and deal planning.
• Synthesize portfolio trends, concentrations, and signals for priorities.
• Recommend actions to adjust exposures based on portfolio and revenue.
• Coordinate with coverage, product, portfolio management, treasury, funding, and risk teams.

Skills

Credit markets

Capital strategy

Portfolio management

Credit risk analytics

Data analysis

Stakeholder communication

Quantitative reasoning

Education

Bachelor's degree in finance, economics, or mathematics

MBA or CFA/FRM (preferred)

Job description

J.P. Morgan in New York seeks a Vice President in Lending and Capital Strategy to advise coverage and product teams on deploying balance sheet capacity with discipline and strong risk governance.

Translate portfolio dynamics, capital considerations, and market signals into practical structuring recommendations to improve execution quality and capital efficiency. You will partner with coverage, product, portfolio management, treasury, funding, and credit risk teams to align decisions with shared