VP, Inforce Mgmt - Life

Pacific Life; Charlotte (NC); Hybrid; USD 245,000 - 275,000; Full time

Benefits offered by this job

Relocation assistance

Hybrid work schedule

Travel opportunities (team meetings)

Job summary

Pacific Life in Charlotte, NC is seeking a VP to lead Inforce Management for Life Insurance. This senior role involves a hybrid schedule with relocation support and occasional travel for team meetings and training.

You will drive analytics on mortality, persistency, and profitability, translating insights into executive recommendations and portfolio strategies, while partnering across Finance, Risk, Product, and FP&A to shape pricing and governance.

Qualifications

• 12+ years of progressive actuarial experience within the life insurance industry.
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or related field.
• FSA strongly preferred; ASA with substantial leadership experience may be considered.
• MBA or advanced business degree preferred but not required.
• Deep understanding of Life insurance products and Inforce dynamics (mortality, persistency, policyholder behavior).
• Strong actuarial foundation with ability to connect analysis to business outcomes.

Responsibilities

• Own the financial and risk narrative for Life Insurance Inforce across blocks.
• Drive profitability sustainability, capital efficiency, and reinsurance strategy.
• Partner across Product, Finance, Risk, Legal, Reinsurance, Investments, and FP&A to influence actions.
• Frame tradeoffs between growth, earnings, capital efficiency, and risk.
• Lead mortality, lapse, and earnings attribution analysis with forward projections.

Education

FSA

ASA with leadership experience considered

MBA or advanced business degree preferred

Tools

Life insurance knowledge

Job description

Job Description:

We're actively seeking a VP, Inforce Management - Life to join our Consumer Markets Division in Newport Beach, CA, Omaha, NE, or Charlotte, NC. This role follows a hybrid schedule of four days in the office (on-site). If you are not currently located near one of our offices, we offer comprehensive relocation assistance. Occasional travel may be required for this role, generally no more than 3-4 times per year, primarily for team meetings, training, or business-related activities.

This is a senior, strategic actuarial leadership role responsible for overseeing the performance, risk profile, and long-term direction of the Life Insurance Inforce portfolio. The role drives business decisions by translating complex Inforce analytics, including mortality, persistency, and profitability trends, into actionable insights, management strategies, and executive-level recommendations.

How you'll help move us forward:

Strategic Focus

• Own the financial and risk narrative for Life Insurance Inforce across UL, IUL, VUL, Term, COLI/BOLI, and related blocks

• Drive management decisions related to profitability sustainability, efficient capital usage, reinsurance strategy, and Inforce actions

• Partner with Product, Finance, Risk, Legal, Reinsurance, Investments, Capital Management, and FP&A to influence pricing actions, assumption governance, and portfolio management decisions

• Frame tradeoffs between growth, earnings stability, capital efficiency, and risk.

• Serve as the primary actuarial advisor on Life Inforce performance and emerging experience trends

Analytics & Insight

• Lead mortality, lapse, premium persistency, and earnings attribution analysis and forward-looking projections for life Inforce

• Own fee, spread, and Non-Guaranteed element analysis and forwardlooking projections for life products

• Oversee stress testing, sensitivity testing, and scenario analysis, ensuring consistent approaches and interpretation across blocks

• Identify emerging experience trends early and translate them into actionable recommendations

• Critical member of Product Management Committee and Assumption Review Committee, bringing in-depth expertise to review and challenge initiatives

• Lead Life actuarial policy management activities focused on aligning consumer, distribution, and enterprise expectations of policy performance

Leadership & Decision Ownership

• Act as the single point of accountability for Life Inforce performance insight

• Elevate discussions from retrospective analysis to forward-looking decision making

• Develop talent that offers business expertise, leadership, and that builds confidence throughout the enterprise in their work

• Influence senior leadership through concise storytelling, quantified tradeoffs, and decisionready materials

• Set strategic priorities and decision frameworks for teams supporting Life Inforce analytics

Skills & Experience

• 12+ years of progressive actuarial experience within the life insurance industry

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field

• Fellow of the Society of Actuaries (FSA) strongly preferred; ASA with substantial leadership experience may be considered

• MBA or advanced business degree preferred but not required

• Deep understanding of Life insurance products and Inforce dynamics, including mortality, persistency, and policyholder behavior

• Strong actuarial foundation with demonstrated ability to connect experience analysis to business outcomes

• Proven ability to drive decisions

• Executivelevel communication skills with the ability to simplify complex topics

• Highly consultative, with confidence to challenge assumptions and influence outcomes

Mindset & Success Profile

• Strategic, forward-looking thinker with an owner's mindset

• Comfortable operating with ambiguity and shaping strategic direction

• Focused on impact, accountability, and value creation

• Trusted partner to senior leadership on Life insurance economics and risk

Deadline to Apply:

Friday, September 18, 2026

Base Salary Range:

$245,000 - $275,000+

Base Pay Range:

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

• Generous paid time off options include: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

• Paid Parental Leave as well as an Adoption Assistance Program

• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.