VP, Inforce Mgmt - Annuity

Pacific Life; Charlotte (NC); Hybrid; USD 245,000 - 275,000; Full time

Benefits offered by this job

Medical, Dental, Vision

Wellbeing Reimbursement Account

Paid Time Off

Parental Leave

Adoption Assistance

401k with company match

Job summary

Pacific Life is hiring a VP, Inforce Management - Annuity to lead inforce profitability and risk for annuity products. The role supports the Consumer Markets Division and offers a hybrid work schedule with relocation assistance for preferred locations.

Based in Charlotte, NC (with options in Newport Beach or Omaha), the role requires 12+ years actuarial experience, advanced degrees preferred, and strong leadership and executive communication skills to influence strategy and outcomes.

Qualifications

• 12+ years of progressive actuarial experience in life insurance.
• Bachelor’s degree in actuarial science, mathematics, statistics, finance, economics or related field.
• Fellow of the Society of Actuaries strongly preferred; ASA with leadership may be considered.
• MBA or advanced business degree preferred but not required.
• Deep understanding of annuity products, sales, illustration and inforce management.
• Strong actuarial foundation with ability to connect analytics to business outcomes.
• Proven ability to drive decisions and influence outcomes.
• Executive-level communication skills to simplify complex topics.

Responsibilities

• Own the financial and risk narrative for Annuity Inforce blocks across products.
• Synthesize inforce analysis, earnings drivers, fee/spread dynamics, and risks for decisions.
• Partner with Product, Finance, Capital Markets, Risk and FP&A on pricing, crediting, hedging, and capital deployment.
• Lead segmentation and deep-dive analyses to identify profit opportunities and risk concentrations.
• Serve as the primary actuarial advisor on inforce profitability, sustainability and risk trade-offs.
• Lead inforce earnings analysis, plan and other forward-looking projections.

Skills

Actuarial experience

Executive communication

Strategic thinking

Leadership

Education

Bachelor’s degree in actuarial/science/finance

FSA preferred / ASA with leadership

Job description

Job Description:

We're actively seeking a VP, Inforce Management - Annuity to join our Consumer Markets Division in Newport Beach, CA, Omaha, NE, or Charlotte, NC. This role follows a hybrid schedule of four days in the office (on-site). If you are not currently located near one of our offices, we offer comprehensive relocation assistance. Occasional travel may be required for this role, generally no more than 3-4 times per year, primarily for team meetings, training, or business-related activities.

How you'll help move us forward...

Strategic Focus

• Own the financial and risk narrative for Annuity Inforce blocks across Variable Annuity, RILA, FIA, MYGA, and payout products

• Drive management decisions by synthesizing Inforce analysis, earnings drivers, fee and spread dynamics, and emerging risks while balancing customer expectations and brand/regulatory considerations

• Partner with Product, Finance, Capital Markets, Risk, and FP&A to influence pricing actions, crediting strategies, hedging posture, and capital deployment

• Lead segmentation and deep-dive analyses to identify profit opportunities, risk concentrations, and behavior trends

• Serve as the primary actuarial advisor on Inforce profitability, sustainability, and risk trade-offs

Analytics & Insight

• Lead Inforce projected earnings analysis, plan, and other forward-looking projections

• Own fee, spread, NGE, renewal rate, and capital market sensitivity analysis for Annuity Inforce

• Oversee stress testing and scenario analysis producing exposure results quarterly and leading conversations across the enterprise on drivers of change

• Translate technical outputs into executive-ready insights, implications, and recommended actions

• Oversee the experience studies team for Life and Annuity business

• Chair the Product Management Committee and Assumption Review Committee

Leadership & Decision Ownership

• Act as the single point of accountability for Annuity Inforce performance insight

• Empower teams to make decisions while setting clear strategic direction and guardrails

• Develop talent that offers business expertise, leadership, and that builds confidence throughout the enterprise in their work

• Elevate discussions from "what happened" to "what should we do next"

• Influence senior leadership through clear storytelling, trade-off framing, and decision memos

Skills & Experience

• 12+ years of progressive actuarial experience within the life insurance industry

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field

• Fellow of the Society of Actuaries (FSA) strongly preferred; ASA with substantial leadership experience may be considered

• MBA or advanced business degree preferred but not required

• Deep understanding of Annuity products, how they are sold, illustrated, and managed Inforce.

• Strong actuarial foundation with demonstrated ability to connect experience analysis to business outcomes

• Proven ability to drive decisions

• Executivelevel communication skills with the ability to simplify complex topics

• Highly consultative, with confidence to challenge assumptions and influence outcomes

Mindset & Success Profile

• Strategic, forwardlooking thinker with an owner's mindset

• Comfortable operating with ambiguity and shaping strategic direction

• Focused on impact, accountability, and value creation

• Trusted partner to senior leadership on Life insurance economics and risk

Deadline to Apply:

Friday, September 18, 2026

Base Salary Range:

$245,000 - $275,000+

Base Pay Range:

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

• Paid Parental Leave as well as an Adoption Assistance Program

• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.