VP, Deposits & Electronic Payments Counsel

Goldman Sachs; New York (NY); Sur place; USD 170 000 - 270 000; Plein temps

Résumé du poste

Goldman Sachs is seeking a seasoned in-house attorney to join the Bank Regulatory and Deposits Legal team in New York or Washington, D.C. You will advise on U.S. consumer deposits and electronic payments, draft and review regulatory disclosures, and coordinate with business, compliance, and risk teams.

The role requires JD, bar admission, and 5+ years of regulatory experience in banking or finance. Excellent judgment and communication with leadership are essential.

Qualifications

• Juris Doctor (J.D.) and active admission to practice law in at least one U.S. jurisdiction.
• 5+ years of experience at a law firm or in-house at a financial institution providing legal advice and support regarding U.S. deposit or electronic payment products and services.
• Legal expertise in U.S. deposit and electronic payments law and regulation, including Regulation E (EFTA), Regulation DD (Truth in Savings), Regulation CC (Funds Availability), FDIC law and regulations, and UDAAP standards.
• Experience advising on electronic payment systems (Nacha, wire transfer, RTP, card networks, and/or emerging payment systems) and associated billing and transaction disputes.

Responsabilités

• Advising business, legal, compliance and other stakeholders throughout Goldman Sachs on legal and regulatory matters regarding U.S. consumer deposits electronic payments, digital interfaces, and related products, services, and controls.
• Providing comprehensive legal, regulatory, contractual, and transactional support to Goldman Sachs’s U.S. deposit-taking businesses on new and existing products and services.
• Supporting management of the firm’s U.S. bank subsidiary in understanding and meeting legal, regulatory, contractual, payment system, and related obligations.
• Drafting, reviewing, coordinating, and maintaining agreements, disclosures, and documentation for deposit and electronic payment products across the firm’s U.S. businesses.
• Monitoring legal, regulatory, and market developments, including participating in advocacy on proposed rules through engagement with internal stakeholders and external trade associations.
• Working with businesses, compliance, risk management, and other support functions to develop, review, and maintain policies, procedures, and controls.
• Coordinating with Legal counterparts throughout Goldman Sachs on identification, implementation, and change management of legal and regulatory requirements involving deposit accounts and electronic payments.
• Support cross-enterprise initiatives and projects

Connaissances

Regulatory knowledge

Legal drafting

Stakeholder management

Strategic advisory

Formation

Juris Doctor (J.D.)

Active U.S. bar admission

Description du poste

Goldman Sachs is seeking a seasoned in-house attorney to join the Bank Regulatory and Deposits Legal team in New York or Washington, D.C. You will advise on U.S. consumer deposits and electronic payments, draft and review regulatory disclosures, and coordinate with business, compliance, and risk teams.

The role requires JD, bar admission, and 5+ years of regulatory experience in banking or finance. Excellent judgment and communication with leadership are essential.