VP, Credit Portfolio Risk & Policy Governance

SMBC; Charlotte (NC); On-site; USD 120,000 - 180,000; Full time

Job summary

SMBC is seeking a Vice President to join the Credit Portfolio Risk team in Charlotte, NC. This role involves overseeing regulatory alignment and policy development within the Risk Management Department. The candidate will lead cross-functional engagements to ensure implementation of credit risk strategies.

The ideal candidate will have over 7 years of relevant experience, education in finance or economics, and strong skills in stakeholder management and regulatory compliance.

Qualifications

• 7+ years of experience in credit risk, credit policy, or regulatory program execution.
• Experience supporting regulatory remediation, policy development, or risk governance initiatives.
• Demonstrated experience coordinating cross‑functional deliverables in a structured program environment.

Responsibilities

• Lead and support regulatory gap assessments across credit risk.
• Draft and maintain credit risk policies, standards, and procedures.
• Coordinate with stakeholders to ensure timely resolution of deliverables and approvals.

Skills

Credit risk frameworks

Regulatory compliance

Stakeholder management

Policy development

Audit-ready documentation

Education

Bachelor’s degree in finance, economics, or related field

Job description

SMBC is seeking a Vice President to join the Credit Portfolio Risk team in Charlotte, NC. This role involves overseeing regulatory alignment and policy development within the Risk Management Department. The candidate will lead cross-functional engagements to ensure implementation of credit risk strategies.

The ideal candidate will have over 7 years of relevant experience, education in finance or economics, and strong skills in stakeholder management and regulatory compliance.