VP Credit Officer: Portfolio Risk & Analytics Leader

Social Capital Resources

New York (NY)

On-site

USD 150,000 - 230,000

Full time

2 days ago

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Job summary

Social Capital Resources is seeking a VP-level Credit Officer for a Midtown Manhattan bank.

You will prepare credit reports, monitor the portfolio, ensure policy compliance, and support audits by FRB and DFS. You will analyze sectors, risks, and data quality, escalating issues as needed to protect the bank's balance sheet and maintain strong controls.

Collaborate with risk and business units to strengthen credit risk management and portfolio performance as the bank grows.

Qualifications

Bachelor's degree required.
5+ years of experience in a bank credit function.
Prior Commercial Bank credit experience is a plus.

Responsibilities

Prepare accurate and timely credit reports in accordance with regulatory requirements.
Ensure compliance with internal policies, procedures, risk management standards, and internal controls.
Prepare supporting documentation and reports for internal and external audits, including regulatory examinations by the Federal Reserve (FRB) and Department of Financial Services (DFS).
Monitor and analyze the credit portfolio, identifying key trends, risks, and areas requiring attention.
Maintain the accuracy, integrity, and quality of credit data and related reporting.
Conduct sector, industry, and portfolio analysis in collaboration with relevant stakeholders.
Identify, assess, manage, and escalade credit and operational risks in a timely manner.
Support additional credit risk, portfolio management, and reporting requirements as the business and portfolio grow.