VP, Consumer Lending Growth & Strategy

Frontwave Credit Union; Oceanside (CA); On-site; USD 141,024 - 211,536; Full time

Job summary

Frontwave Credit Union in Oceanside, CA is seeking a strategic Vice President of Consumer Lending to lead portfolio growth, elevate the lending experience, and strengthen member value across auto, credit cards, unsecured lending, solar, and lifestyle lending.

Reporting to the SVP/Chief Lending Officer, this leader will oversee a broad consumer lending portfolio and focus on sustainable growth and responsible risk management.

Qualifications

• Experience leading a consumer loan portfolio within a financial institution or fintech.
• Deep knowledge of auto lending, credit cards, unsecured lending, solar loans and other secured products.
• Ability to balance loan growth, credit quality, member value and financial performance.
• Experience with multi-channel lending operations and improving member and employee experience.
• Strong underwriting, credit risk, pricing, portfolio analytics, regulatory compliance and lending operations.
• Experience with loan origination systems, automated decision engines and data-driven strategies.

Responsibilities

• Lead portfolio growth and oversee a broad consumer lending portfolio across channels.
• Modernize lending delivery and build high-performing, accountable teams.
• Balance growth with credit quality, service, profitability and risk management.
• Drive data-driven lending strategies and regulatory compliance.
• Collaborate with stakeholders to improve member value and lending performance.

Skills

Consumer lending

Auto lending

Credit cards

Risk management

Portfolio analytics

Regulatory compliance

Team leadership

Executive presence

Data-driven lending

Tools

Loan origination systems

Automated decision engines

Data analytics tools

Job description

Frontwave Credit Union in Oceanside, CA is seeking a strategic Vice President of Consumer Lending to lead portfolio growth, elevate the lending experience, and strengthen member value across auto, credit cards, unsecured lending, solar, and lifestyle lending.

Reporting to the SVP/Chief Lending Officer, this leader will oversee a broad consumer lending portfolio and focus on sustainable growth and responsible risk management.