VP Asset-Backed Securitization

Citizens; Stamford (CT); On-site; USD 220,000 - 225,000; Full time

Job summary

Citizens Bank seeks a Vice President level professional to join the Asset Backed Securitization (ABS) team within Structured Products (SP) in Stamford, CT. The VP will support non-mortgage securitization origination and execution for Term ABS and ABSL, reporting to the Head of ABS.

The role emphasizes strong analytical, modeling, and coordination across internal teams and external counsels. The ideal candidate has 6+ years in Term ABS/ABSL, robust credit and presentation skills, and familiarity

Qualifications

• 6+ years of Term ABS and ABSL experience at a commercial or investment bank
• Advanced analytical, structuring, underwriting, credit, and presentation skills
• Comfort with legal documents and coordinating with lawyers, clients and external parties
• Strong knowledge of the Term ABS market and related assets, with client/market coverage coordination
• Proficient with MS Office, Bloomberg, and Credit Research Tools
• Excellent verbal and written communication; detail-oriented and deadline-driven

Responsibilities

• Originate and lead execution of non-mortgage asset-backed securitization transactions across consumer and commercial assets
• Prepare credit underwriting memos and coordinate legal review for ABSL deals
• Assist with market pricing research and deal execution for Term ABS transactions
• Develop pitch materials and provide structuring and execution advice to clients
• Maintain relationships with credit, portfolio management, and investment banking teams
• Mentor and develop associates

Skills

ABS experience

Credit analysis

Financial modeling

Excel proficiency

Bloomberg

PowerPoint

Education

Bachelor's degree in Business/Finance/Economics

FINRA Licensing (Series 79/7/63) preferred

Tools

Bloomberg

Credit Research Tools

MS Office

Job description

Description

Citizens Bank is seeking a Vice President (VP) level candidate to join the Asset Backed Securitization (ABS) business line within the Structured Products (SP) group. The SP group is part of Citizens’ Capital Markets & Advisory (CM&A) division. The VP will work with ABS team members in support of non-mortgage securitization origination and execution for both Term ABS transactions and loan/warehouse facilities (ABSL). The VP will report to the Head of ABS and the role will be based in Stamford, CT.

Responsibilities Include

• Work with the ABS group’s senior professionals to assist in originating and leading the execution of non-mortgage asset-backed securitization transactions across a variety of consumer and commercial asset classes. Familiarity with Digital Infrastructure sector a plus
• For ABSL transactions, prepare and present concise credit underwriting memos, coordinate legal doc review with counsel, organize cash flow modelling and rating analysis, and communicate with internal approval constituents. Assist ABSL portfolio management team as needed on a post-closing basis
• For Term ABS transactions, perform research and analysis on market pricing and trends, assist with deal execution including both passive and active ABS underwriting roles, and liase with desk professionals to enhance overall client coverage and value delivery.
• Contribute to the development of pitch materials and structuring / execution advice to clients in pursuit of Term ABS and ABSL deal mandates
• Build and maintain strong working relationships with credit and portfolio management partners as well as related sector focused investment banking colleagues.
• Mentor and develop associates

Experience

• 6+ years of Term ABS and ABSL experience at a commercial or investment bank
• Advanced analytical, structuring, underwriting, credit, and presentation skills
• Comfort with legal documents and experience coordinating communication with lawyers, clients and other external parties to structure and execute transactions
• Strong knowledge of the Term ABS market and transactions backed by traditional and esoteric assets with ability to coordinate client/market coverage in tandem with fixed income desk professionals.
• Strong PC proficiency including Microsoft Office applications (Excel, Word and PowerPoint), Bloomberg and Credit Research Tools
• Excellent verbal and written communication skills
• Detail-oriented with ability to coordinate multiple projects and satisfy deadlines, time management skills required

Education/ Licenses

• Bachelor’s Degree in Business, Finance, Accounting, or Economics
• FINRA Licensing (Series 79 and/or 7 and 63) preferred

Hours and Work Schedule

Hours per Week: 40+

Work Schedule: Monday - Friday

Pay Transparency

The salary range for this position is $220,000 - $225,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customer‑centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Posting End Date: 11/28/2026