Vice President or Executive Director -- Securitization & Structured Products

Texas Capital; Dallas (TX); Sur place; USD 180 000 - 240 000; Plein temps

Avantages offerts par ce poste

Health insurance

Wellness program

401K match

Paid time off

Paid holidays

Résumé du poste

Texas Capital Bank seeks an senior securitization professional to originate and lead transactions across residential, consumer, commercial, and esoteric asset classes. You will collaborate with banking, treasury, and legal teams to deliver scalable securitization solutions.

The role requires 10+ years in securitization, strong modeling skills with Excel/INTEX, and familiarity with Python, AI tools, and Bloomberg analytics. CFA status preferred.

Qualifications

• 10+ years of securitization structuring experience (ABS and/or RMBS) at a bank, broker‑dealer, accounting firm, or private credit firm
• Bachelor's degree in finance, economics, mathematics, engineering, or related quantitative field
• Demonstrated experience across multiple asset classes (residential mortgage, consumer loans and leases, commercial finance, and/or esoteric securitizations)
• Deep understanding of securitization structures, rating agency methodologies, investor requirements, and secondary market dynamics
• Strong negotiating skills and sound judgment in balancing risk, regulatory requirements, and stakeholder interests
• Excellent communication and writing skills, with demonstrated ability to develop client presentations, investor materials, and internal credit memorandums
• Advanced financial modeling proficiency in Excel and INTEX, including investor sensitivities, rating agency methodologies, and warehouse credit analysis
• Advanced proficiency in Excel, Python, AI tools, and Bloomberg analytics preferred
• CFA candidacy or CFA charterholder status preferred

Responsabilités

• Originate and lead execution of securitization and structured finance transactions across diverse asset classes
• Execute transactions in primary and secondary securitization markets, including public/144A issuances, private placements, forward flows, warehouse financing, repo transactions, and trading activities
• Develop strategic partnerships with Texas Capital's banking coverage teams and external clients to identify new business opportunities
• Collaborate seamlessly with internal stakeholders across sales & trading, credit, legal, risk, operations, and treasury to ensure superior execution
• Build and maintain comprehensive cash flow models; develop and validate collateral performance assumptions; conduct scenario and sensitivity analysis to support rating agency submissions and investor materials
• Establish consistent underwriting standards, risk discipline, and execution excellence across the platform, including balance sheet deployment
• Build, mentor, and develop a high-performing team of junior bankers focused on origination and execution

Connaissances

Securitization

Negotiation

Financial modeling

Investor relations

Written communication

Excel

INTEX

Python

AI tools

Bloomberg analytics

Formation

Bachelor's degree in finance, economics, mathematics, engineering, or related quantitative field

CFA candidacy or CFA charterholder preferred

Outils

Excel

INTEX

Python

AI tools

Bloomberg analytics

Description du poste

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Overview

This new hire will join Texas Capital's securitization and structured finance platform, overseeing transactions across residential mortgage, consumer, commercial, and specialty asset classes. This individual will be responsible for originating and executing warehouse and capital markets securitization transactions, collaborating with corporate banking and treasury partners, and building long-term client relationships. Texas Capital's securitization group covers a comprehensive range of asset classes:

• Residential: Non-QM mortgages, HELOCs, rental-to-lease programs, home equity investments, and single-family properties
• Consumer: Personal loans, credit cards, auto loans, student loans, home improvement financing, and related consumer credit
• Commercial: Equipment financing, small business lending, fleet leasing, energy assets, digital infrastructure, and franchise financing
• Esoteric: Media rights, insurance contracts, litigation finance, and other specialized securitizations

Responsibilities

• Originate and lead execution of securitization and structured finance transactions across diverse asset classes
• Execute transactions in primary and secondary securitization markets, including public/144A issuances, private placements, forward flows, warehouse financing, repo transactions, and trading activities
• Develop strategic partnerships with Texas Capital's banking coverage teams and external clients to identify new business opportunities
• Collaborate seamlessly with internal stakeholders across sales & trading, credit, legal, risk, operations, and treasury to ensure superior execution
• Build and maintain comprehensive cash flow models; develop and validate collateral performance assumptions; conduct scenario and sensitivity analysis to support rating agency submissions and investor materials
• Establish consistent underwriting standards, risk discipline, and execution excellence across the platform, including balance sheet deployment
• Build, mentor, and develop a high-performing team of junior bankers focused on origination and execution

Required Qualifications

• 10+ years of securitization structuring experience (ABS and/or RMBS) at a bank, broker‑dealer, accounting firm, or private credit firm
• Bachelor's degree in finance, economics, mathematics, engineering, or related quantitative field
• Demonstrated experience across multiple asset classes (residential mortgage, consumer loans and leases, commercial finance, and/or esoteric securitizations)
• Deep understanding of securitization structures, rating agency methodologies, investor requirements, and secondary market dynamics
• Strong negotiating skills and sound judgment in balancing risk, regulatory requirements, and stakeholder interests
• Excellent communication and writing skills, with demonstrated ability to develop client presentations, investor materials, and internal credit memorandums
• Advanced financial modeling proficiency in Excel and INTEX, including investor sensitivities, rating agency methodologies, and warehouse credit analysis
• Advanced proficiency in Excel, Python, AI tools, and Bloomberg analytics preferred
• CFA candidacy or CFA charterholder status preferred

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy. Texas Capital is an Equal Opportunity Employer.