Vice President of Lending

FedChoice Federal Credit Union; Lanham (MD); Hybrid; USD 127,000 - 190,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Paid time off

401(k) retirement benefits

Life insurance

Disability coverage

Voluntary benefits

Job summary

FedChoice Federal Credit Union seeks a VP of Lending to steer consumer and mortgage lending, servicing, collections, and commercial lending while driving growth and strong portfolio performance. This executive reports to the COO and steers risk, pricing, and product development in a collaborative, member‑focused culture.

The role requires strategic leadership, 7+ years in lending, 3+ years in leadership, and an emphasis on compliance and an ALCO presence.

Qualifications

• 7+ years in consumer, indirect and real estate lending with collections experience
• 3+ years of leadership experience
• Strategic experience in lending growth, portfolio performance, pricing, risk and product development
• Experience building and developing lending teams and managers
• Knowledge of lending regulations, policies and compliance requirements
• Small business lending collaboration and commercial lending experience a plus
• Bachelor’s degree in Business, Finance, Accounting, or equivalent preferred
• NMLS registration required

Responsibilities

• Provide strategic leadership across consumer, mortgage/real estate, servicing, collections and commercial lending
• Align lending functions to growth, risk management, and portfolio performance goals
• Lead and develop the lending team, managers, and cross‑functional partners
• Collaborate with ALCO and executive leadership on planning and policy direction

Skills

Consumer lending

Mortgage lending

Commercial lending

Leadership

Regulatory compliance

NMLS registration

Education

Bachelor’s degree in Business/Finance/Accounting

Job description

Shape the Next Chapter of Lending at FedChoice

FedChoice Federal Credit Union (FedChoice) is seeking an experienced Vice President (VP) of Lending to help lead its continued growth and evolution. Reporting to the Chief Operating Officer (COO), this executive provides strategic leadership across consumer and real estate lending, servicing, collections/recovery, and commercial lending, bringing these areas together to support growth, strong portfolio performance, and an Altogether Better experience for FedChoice members.

Consumer lending has historically been a core part of FedChoice's business, creating an opportunity for the next VP to identify new ways to drive growth through product strategy, pricing, underwriting, technology, delivery channels, and a thoughtful approach to risk. This leader will balance growth with strong portfolio performance while continuing to evolve the lending experience for members.

Beyond leading the lending function, FedChoice is looking for a strategic leader who can look ahead, bring forward new ideas, and contribute beyond their immediate area of responsibility. The VP will collaborate across the organization, develop and empower the lending team, and play an influential role in strategic planning and ALCO as FedChoice continues to grow and evolve.

What You’ll Bring

FedChoice is seeking a VP-level lending leader with meaningful experience across both consumer and mortgage/real estate lending. The strongest candidates will also bring experience in commercial lending, collections, and loan servicing.

Beyond lending expertise, leadership style matters. FedChoice has a collaborative, “all hands on deck” culture and values leaders who listen, build relationships, and bring people along. The right leader can challenge the organization to grow and improve while preserving the culture and member focus that have helped shape FedChoice.

Key Experience Includes:

• 7+ years managing consumer, indirect, and real estate lending, including collections experience
• 3+ years of leadership experience
• Strategic experience with lending growth, portfolio performance, pricing, risk, and product development
• Experience leading and developing lending teams and managers
• Knowledge of lending regulations, policies, and compliance requirements
• Small business lending collaboration and commercial lending experience is a plus
• Bachelor’s degree in Business, Finance, Accounting, or equivalent experience preferred
• NMLS registration required

Why FedChoice

FedChoice is headquartered in Lanham, Maryland, with approximately $468 million in assets, 25,700 members, 85 employees, and six branch locations. The Credit Union has continued to grow in recent years while maintaining a culture centered on collaboration and people helping one another succeed.

The position follows a hybrid schedule with two required in-office days each week—Tuesday and one additional day of the employee’s choosing.

Compensation:

$127,000 – $190,000, depending on experience, plus an annual performance-based bonus.

Benefits:

• medical, dental, and vision insurance
• paid time off
• 401(k) retirement benefits
• life insurance
• short- and long-term disability coverage
• additional voluntary benefits