Vice President, Loan Officer (Sandy)

CCBank; Sandy (UT); On-site; USD 120,000 - 180,000; Full time

Job summary

Accordia Bank in Sandy, UT is seeking a Vice President, Loan Officer to grow loan and deposit shares in the local market. You will work with existing and prospective clients to source, underwrite, and close loans while building lasting relationships with accountholders.

You will evaluate credit, prepare proposals for credit approval, and coordinate with credit and operations teams to ensure timely closings. Strong communication and leadership skills are essential.

Qualifications

• 5+ years of direct experience producing and managing commercial loans in a banking environment.
• Thorough knowledge of financial statements, cash flow analysis, and commercial loan structure.
• Experience with asset-based lines of credit, equipment lending, and real estate financing.
• Experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino).
• Excellent communication and time management skills.

Responsibilities

• Contribute to growth and market share in the Sandy market for Accordia Bank.
• Partner with retail banking management in the branch.
• Engage with customers to determine loan needs and interview applicants.
• Collect, process, and review loan applications and documentation.
• Prepare loan proposals for credit approval with the credit department.
• Coordinate with internal teams and vendors to meet closing dates.
• Maintain client records and monitor existing portfolios.
• Ensure compliance with laws and regulations.

Skills

Commercial lending

Credit analysis

Client communication

Time management

Relationship building

Tools

Moody's

Sageworks

Encino

Job description

Vice President, Loan Officer (Sandy)# Vice President, Loan Officer (Sandy)Sandy - Sandy, UT 84094## DescriptionThe Loan Officer will contribute to the growth of Accordia Bank's market share of loans and deposits in the related market. The Loan Officer will work directly with existing and prospective clients of the bank to efficiently manage relationships, source and develop lending opportunities, and underwrite and close loan requests, while ensuring that the bank is forming comprehensive relationships with our clients.Duties and Responsibilities* Contribute to the growth and market share expansion of the Sandy market for Accordia Bank.* Partner effectively with retail banking management in the branch.* Engage with customers to determine loan needs.* Interview loan applicants.* Collect and process loan applications and documentation.* Evaluate credit and analyze financial documentation.* Advise clients on loan policies and restrictions.* Prepare loan proposals for credit approval with the support of the credit department.* Coordinate with internal team members and third-party vendors to complete closing due diligence and meet scheduled closing dates.* Maintain and update client account records.* Monitor and manage existing customer portfolio.* Maintain compliance with local, state, and federal laws.* Perform any other duties as assigned.## QualificationsMinimum Requirements and Qualifications* 5+ years of direct experience producing and managing commercial loans in a banking environment.* Thorough and technical knowledge of financial statements, cash flow analysis, and commercial loan structure.* Direct experience with various commercial lending products including asset-based lines of credit, equipment lending, and real estate (term and construction financing).* Direct experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino, etc.).* Exceptional ability to communicate proactively, clearly, and efficiently.* Exceptional time management and task prioritization skills.