Vice President - Dwelling Programs

Risk Placement Services, Inc.; Houston (TX); On-site; USD 180,000 - 280,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Career development

People-first culture

Global reach with local impact

Job summary

Risk Placement Services, Inc. is seeking a Vice President to lead the Low Value Dwelling Program within personal lines.

The role will shape strategy, oversee underwriting objectives, profitability, regulatory compliance, and work closely with carriers, agencies, and executive leadership to drive growth. The ideal candidate will have deep homeowners and dwelling fire expertise, strong leadership, and a proven track record of scaling programs with substantial premium volume and cross-functional

Qualifications

• Senior level insurance program leadership experience.
• Deep knowledge of homeowners, dwelling fire and low-value dwelling programs.
• Proven ability to grow premium volume while maintaining profitability.

Responsibilities

• Provide executive leadership for the Low Value Dwelling and residential property program.
• Establish and execute program strategy, growth initiatives, underwriting objectives, and profitability goals.
• Maintain oversight of program performance, premium growth, retention, loss ratio performance, and carrier profitability.
• Lead underwriting strategy, risk selection, referral practices, authority management, and guideline development.

Skills

Property & casualty insurance

Executive leadership

Carrier relationships

Education

Bachelor's degree

Job description

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Overview

RPS is seeking a highly experienced Vice President, Low Value Dwelling Program to lead a large-scale personal lines property insurance program specializing in low value residential dwellings, homeowners and dwelling fire.

Reporting to the SVP of Programs, this program leadership role is responsible for driving underwriting profitability, carrier and agency relationships, program growth, regulatory compliance, operational effectiveness, and strategic business development. The VP is expected to oversee a mature homeowners' program with significant premium volume and an extensive network of agency partners while working closely with carrier partners and executive leadership to support continued growth and profitability.

The ideal candidate will possess deep expertise in homeowners products, underwriting operations, and program administration. They will be the visible leader and public face of RPS Programs, representing the business internally and externally with carrier partners, agencies, producers, regulators, and executive leadership.

This individual must possess exceptional communication, relationship management, and executive presentation skills. They should be equally comfortable discussing underwriting strategy with carrier executives, conducting agency visits with top producers, presenting business results to senior leadership, and leading internal teams through change and growth initiatives.

How You'll Make An Impact

Program Leadership

• Provide executive leadership for the Low Value Dwelling and residential property insurance program.
• Establish and execute program strategy, growth initiatives, underwriting objectives, and profitability goals.
• Maintain oversight of program performance, premium growth, retention, loss ratio performance, and carrier profitability.
• Lead underwriting strategy, risk selection, referral practices, authority management, and guideline development.
• Monitor portfolio performance and implement underwriting actions to improve profitability and risk quality.
• Ensure compliance with state insurance regulations, carrier requirements, licensing standards, and internal controls.
• Evaluate emerging market trends and recommend product or underwriting enhancements.

Carrier And Distribution Management

• Serve as the primary relationship manager for carrier partners, reinsurers, and key vendor relationships.
• Support carrier audits, business reviews, regulatory inquiries, and strategic planning sessions.
• Identify and develop new market opportunities and carrier capacity solutions.
• Negotiate program enhancements, authority expansion, and product development opportunities.
• Develop relationships with key retail agencies, mortgage servicers, and distribution partners.
• Create and execute growth strategies focused on agency production and geographic expansion.
• Conduct agency visits and producer development activities.
• Monitor agency performance and identify opportunities for increased market penetration.

Compliance & Regulatory Oversight

• Partner with Legal, Compliance, and Operations teams regarding audits, market conduct examinations, and regulatory matters.

Talent Development

• Lead and develop underwriting and program staff.
• Build succession plans and strengthen organizational capability.
• Foster a culture of accountability, professionalism, and customer service excellence.

About You

Required: Bachelor's degree and 7 years related experience required. Excellent knowledge of the insurance brokerage business.

• Minimum 15 years of property and casualty insurance experience
• Minimum 10 years of experience in property insurance could also include:
• Habitational Property
• Homeowners Insurance
• Dwelling Fire / Low Value Dwelling
• Force-Placed Mortgage Insurance
• Demonstrated leadership experience managing insurance programs or business units with direct reports and P&L responsibilities and accountability.
• Demonstrated success growing premium volume while maintaining underwriting discipline and program profitability.
• Strong knowledge of personal lines underwriting, distribution, carrier relationships, and regulatory requirements.
• Experience managing agency relationships and driving profitable growth.

Compensation And Benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being
• Career development opportunities and ongoing learning
• A collaborative, people-first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace.

If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)