Vice President Commercial Lender - Tampa, FL

Lake Michigan Credit Union; Westchase (FL); On-site; USD 120,000 - 190,000; Full time

Benefits offered by this job

Weekly Pay

Health, Dental, Vision

HSA contributions

FSA

401(k) with company match

Paid time off

Tuition reimbursement

Job summary

Lake Michigan Credit Union is seeking a Vice President Commercial Lender in Tampa, Florida, to lead commercial loan production and portfolio growth. This role emphasizes relationship management, delivering financial solutions, and supporting members’ business objectives.

The position requires 5+ years in commercial lending, strong credit and financial analysis skills, and a commitment to compliance with federal and state lending regulations.

Qualifications

• Bachelor’s degree required.
• 5+ years in commercial lending with portfolio growth experience.
• Strong knowledge of lending policies and depository services.
• Excellent financial analysis and communication skills.

Responsibilities

• Build and maintain a robust pipeline of commercial lending opportunities to grow the portfolio.
• Deepen member relationships and cross-sell deposit products and other services.
• Ensure credit quality through monitoring and regular meetings with members.
• Oversee loan processing from structuring to closing in collaboration with Credit team.
• Maintain compliance with lending regulations and LMCU policies.

Skills

Commercial lending

Portfolio management

Credit analysis

Financial statement analysis

Relationship management

Communication skills

Education

Bachelor’s degree in Business, Finance, Economics, or related field

Job description

Job Title: VP Commercial Lender Primary Location: Westchase- 12471 W Linebaugh Ave, Tampa, FL 33626 Employee Status: full-time salary Estimated Hours/Week: 38 Fully On-Site

What You’ll Get:

• Weekly Pay
• Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and Vision
• Matching Health Savings Account Contributions
• Dependent Care flexible spending account (FSA)
• Retirement options like 401 (k) with company match
• Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time
• Tuition reimbursement

To see a full list of our benefit offerings – check out this helpful guide!

About this position:

The Vice President Commercial Lender is responsible for commercial loan production, loan portfolio growth, and the expansion of depository relationships with both existing and new members. This role focuses on relationship management, delivery of financial solutions, and support of members’ business objectives.

What You'll Do:

Relationships and Loan Portfolio Growth for Existing Customers

• Build and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.
• Develop a thorough understanding of members’ businesses, including their operations, financial performance, and strategic objectives.
• Manage and deepen existing member relationships by identifying opportunities to cross-sell deposit products and other financial services.
• Provide members with insights, industry knowledge, and market trends to support informed business decisions.

Loan Portfolio Management and Maintenance

• Monitor the commercial loan portfolio to ensure strong credit quality, including oversight of past-due credits, non-performing loans, loan servicing, and the resolution of outstanding loan conditions.
• Conduct regular member meetings on a quarterly to semi-annual basis to assess performance and identify new lending opportunities.

Loan Structuring, Processing, and Closing

• Evaluate member loan requests and make preliminary assessments of creditworthiness and feasibility.
• Gather and analyze required documentation, including financial statements and project-related information.
• Collaborate with the Credit team to obtain additional information or clarification needed for loan approval and closing.
• Coordinate internal and external resources to ensure timely and efficient loan processing and execution of loan documents.
• Ensure full compliance with all federal and state lending regulations, LMCU policies, and risk management standards.

What You'll Bring:

• Bachelor’s degree in Business, Finance, Economics, or related field.
• Five+ years of experience in commercial lending, with proven success in portfolio management and business development.
• Thorough knowledge of commercial lending policy, depository services, credit union/banking operations.
• Solid financial analysis capabilities and understanding of financial statements.
• Excellent communication and interpersonal skills.
• Active involvement in community and industry organizations preferred.

Who We Are:

We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan. As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success – benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks. It’s about always doing what’s best and right for our members - it guides everything we do. From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members. Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day. As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members’ lifetime financial needs. You’ll be encouraged to innovate and excel, and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.

Have additional questions about the role? You may email us at: [e-mail].

LMCU is an Equal Opportunity Employer

Lake Michigan Credit Union is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn’t to generate profits for shareholders, it’s to improve the lives of our members. LMCU is consistently rated in the top ten in the nation for Return of the Member by Callahan & Associates, meaning we give back more to our members in the form of higher rates when they save and lower rates when they borrow. At LMCU, the emphasis on delivering real value to our members has been job one, since day one. As one of the largest credit unions in the nation for several years running, LMCU has earned many awards and accolades such as inclusion as one of the 101 Best and Brightest Companies to Work For Nationally and being recognized by Forbes as a Great Place to Work. As an employee, you'll enjoy a stimulating, professional atmosphere, supported by the latest technology, training and development. We recognize that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, respectful and inclusive work environment, fun employee activities and rewarding community involvement opportunities. You’ll love working here at Lake Michigan Credit Union!

LMCU is an Equal Opportunity Employer