Vice President Commercial Banking

Bank-Shared Service; Maplewood (MO); On-site; USD 75,000 - 95,000; Full time

Job summary

Bank-Shared Service is seeking a Commercial Lender in Maplewood, MO. The successful candidate will have over 5 years of experience in commercial lending and a strong background in credit/risk management.

This full-time position emphasizes building relationships and providing flexible financial solutions. Essential responsibilities include identifying new markets, analyzing loan requests, and ensuring the quality of the loan portfolio.

This role offers the opportunity to work within a supportive team dedicated to delivering excellent customer experiences.

Qualifications

• 5+ years of prior commercial lending experience.
• Strong credit/risk management background.
• Record of successful business development.

Responsibilities

• Identifies and develops new markets for lending.
• Builds relationships for flexible financial solutions.
• Gathers background information from borrowers.
• Reviews loan requests for lending criteria.
• Prepares credit memos and recommendations.
• Monitors loan portfolio and communicates with borrowers.
• Maintains credit quality and manages risk issues.
• Participates in local business community activities.

Skills

Commercial lending experience

Credit/risk management background

Business development

Teamwork skills

Communication skills

Education

Bachelor's Degree in business, finance, or accounting

Job description

Job Details

Job Location: Maplewood, MO 63143
Position Type: Full Time
Job Category: Commercial Lending

Being a Commercial Lender at CNB means:

• Ability to approve and close loans timely.
• Flexible deal structures
• Providing winning solutions for our customers and the bank
• Local support staff
• Achievable goals
• Supportive credit and documentation teams
• Customer and service focused culture
• Management commitment to delivering high customer experience.

Ideal candidate

Ideal candidate will possess 5+ years of prior commercial lending experience, a strong credit/risk management background, a record of successful business development, a desire for continued professional development, and strong teamwork and communication skills. Title and salary commensurate with experience.

Essential Responsibilities

• Identifies, engages, and develops new markets and expand lending opportunities.
• Builds relationships, working within the prescribed framework of bank policies and procedures, to offer flexible and competitive financial solutions including business loans, lines of credit, SBA loans, deposits, and other business products.
• Gathers vital business, financial, and personal background information from potential borrowers.
• Reviews loan requests, credit history, and financial statements to perform a detailed analysis to determine whether proposed applications meet lending criteria.
• Prepares proposed credit memos, including recommendations for loan pricing and terms, and receives concurrence from the credit approving officer/s prior to proceeding with in-depth client negotiations.
• Monitors loan portfolio, communicating directly with borrowers, to ensure that all required financial exhibit due dates are monitored and received from customers in a timely manner.
• Maintains the credit quality of their individual portfolio within bank standards and guidelines; promptly surfaces all risk issues uncovered over the course of managing the portfolio.
• Actively participates in the local and business community at large.

Preferred Education, Experience, Technical Knowledge and Skills

• Bachelor's Degree in business, finance, or accounting preferred
• Minimum of 5 years of experience in commercial banking
• Extensive knowledge of commercial lending policies and procedures