Vault Personal Banker

ApplicantPool; Manchester (MI); On-site; USD 42,000 - 56,000; Full time

Job summary

Bank Michigan in Manchester is seeking a Full Time Vault/Lead Personal Banker to support the Manchester Branch. The role combines vault duties with personal banker responsibilities, requiring accuracy, cash handling skills, and a customer-focused approach.

You will balance the vault daily, process coin and currency, and assist lobby customers with bank products and services while promoting the bank as the Preferred Financial Institution.

Qualifications

• Minimum of 1 year prior customer service experience; acceptable Over & Short record; and proven success in a Personal Banker role.
• Successful completion of in-house training program.
• Good interpersonal communication and computer skills; ability to operate standard office equipment.

Responsibilities

• Vault responsibilities including daily reconciliation of debits/credits and balancing the vault.
• Weekly ordering and processing of coin and currency from the Federal Reserve.
• Weekly currency and coin shipments to the Federal Reserve and branch orders.
• Maintain logs of shipments and assist with vault policies and procedures.
• Personal Banker duties: serve lobby customers, recommend bank products, and process deposits/withdrawals.

Skills

Customer service

Cash handling

Computer skills

Interpersonal communication

Education

High school diploma

Tools

MS Office

Job description

Bank Michigan is seeking career-minded candidates for a Full Time Vault/Lead Personal Banker (aka Vault/Lead Teller) to assist in our Manchester Branch. In addition to a professional, customer-focused demeanor, candidates should have previous retail banking, customer service and cash handling experience, an appetite to learn/grow and be proficient with technology required.

JOB SUMMARY

Responsible for all Vault responsibilities in accordance with Bank procedures and policies. Provides superior customer service, product & service explanations and recommendations, basic cash receipt and payment services in accordance with Bank procedures.

Job Responsibilities:

Vault:

• Reconciling of debits, credits and balancing the vault daily.

• Weekly ordering and processing of Coin and Currency from the Federal Reserve to maintain adequate cash amounts within the branches while staying consistent with vault cash limits

• Weekly coin and currency shipments to the Federal Reserve

• Weekly Branch Currency and Coin Orders- ordering and preparing to ship

• Maintain log of shipments- incoming and outgoing for inner branch couriers and Fed Courier Service

• Responsible for any offages and/or reconciling any errors within the Vault

• Responsible for maintaining and updating of all vault procedures and policies

Personal Banker:

• Serves as the primary Personal Banker for lobby customers which requires a thorough understanding of all Bank products and services.

• Works to actively engage with customers and prospects to uncover their needs and recommend products/services to meet these needs with the goal of securing the customer with Bank Michigan as their Preferred Financial Institution (PFI).

• Receives checks and cash for deposits to accounts, verifies amounts, examines checks for proper endorsement, and enters deposits into computer records.

• Cashes checks and processes withdrawals; pays out money after verification of signatures and customer balances.

• Promotes and explains other financial institution services such as consumer and mortgage loans, IRAs, certificates of deposit, safe deposit boxes, traveler's checks and money orders.

• Receives mortgage, consumer loan and other payments and ensures the payments match balances due. Enters payments into computer. Generates customer receipts.

• Places holds on accounts for uncollected funds.

• Counts, checks and packages coins and currency.

• Balances cash drawer at the end of the shift and compares totaled amounts to computer generated proof sheet. Reports any discrepancies to the supervisor as necessary.

• Ensures that the teller station is properly stocked with forms, supplies, etc.

• Reports malfunctions of teller terminals and other equipment used at the teller station.

• Is responsible for checking night depository bags and recording proper information on the financial institution's forms.

• Serves in the absence of the Lead Personal Banker.

• Assist with other duties as assigned.

Job Requirements:

Education: High school diploma or equivalent.

Certifications: None

Required Knowledge, Skills, Abilities, Training and Experience: Minimum of 1 year prior customer service experience; acceptable Over & Short record; and proven success in a Personal Banker role. Successful completion of in-house training program. Good interpersonal communication and computer skills; ability to operate standard office equipment.

Essential Physical Requirements:

1. Ability to converse verbally and in writing with others.

1. Ability to utilize general office equipment, Internet and various business software programs (i.e. MS office).

1. Ability to stand for long periods, stoop, bend, twist, and lift up to 20 pounds.

See attached job description for full position details

EEO Statement:

Bank Michigan provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated.

Must successfully complete a comprehensive background check.