(USA) Senior Manager, Advanced Analytics - Credit Strategy & Analytics

Walmart; Bentonville (AR); On-site; USD 90,000 - 180,000; Full time

Benefits offered by this job

Health benefits

401(k)

Paid time off (PTO)

Job summary

Walmart is seeking a Senior Manager, Advanced Analytics - Credit Strategy & Analytics to lead cross-functional efforts in designing credit strategies and analytics that balance growth with risk. The role partners with Product, Data Science, Seller Services, Billing, Finance, and Engineering to implement scalable controls and decisioning frameworks.

The team focuses on leveraging internal data and predictive signals to anticipate risks, optimize decisions, and strengthen the overall credit risk

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Statistics, or related field and 4 years' experience in data analytics or related field OR 6 years'experience in data analytics or related field.

Responsibilities

• Lead development and execution of credit strategies, decisioning frameworks, and analytics for sustainable growth.
• Partner with Product, Data Science, Seller Services, Billing, Finance, and Engineering to design scalable risk controls.
• Develop credit limits, prepay strategies, reserves, and early warning capabilities.
• Leverage internal data and external signals to anticipate risks and inform decisions.
• Monitor portfolio performance and continuously refine risk management strategies.

Skills

Credit risk strategies

Cross-functional leadership

Predictive models

Data-driven decisions

Executive communication

Continuous improvement

Education

Bachelor's degree in Business/Finance/Statistics

Job description

(USA) Senior Manager, Advanced Analytics - Credit Strategy & Analytics

Bentonville, AR

(USA) Senior Manager, Advanced Analytics - Credit Strategy & Analytics

Multiple locations

R-2572374

Bentonville, AR: $90,000 - $180,000/yr

Sunnyvale, CA: $117,000 - $234,000/yr

Regular/ Permanent

Position Summary...

What you'll do...

Role summary: The Senior Manager, Credit Strategy & Analytics, leads the development and execution of credit strategies, decisioning frameworks, and analytics that enable the sustainable growth of Marketplace Seller Services while minimizing credit losses. This role partners closely with Product, Data Science, Seller Services, Billing, Finance, and Engineering to develop scalable controls, influence strategic priorities, and operationalize risk mitigation capabilities. Responsible for driving complex cross-functional initiatives, evaluating emerging risks, and shaping the evolution of the Credit Risk function, the role fosters innovation, continuous improvement, and data-driven decision-making to strengthen Marketplace Payments and support long-term business growth.

About the team: The Marketplace Payments & Financial Services team enhances the Marketplace ecosystem by enabling reliable seller payouts, driving monetization, and expanding financial products while managing financial and compliance risks. The Credit Risk team supports sustainable growth by developing strategies, controls, and decision frameworks to identify and mitigate credit risk. Collaborating closely with Product, Seller Services, Data Science, Billing, Legal, and Operations, the team balances seller experience with responsible risk management. Operating in a fast-paced environment, it leverages data, analytics, and scalable decisioning to minimize credit losses, strengthen controls, and support innovative financial offerings and long-term business growth.

• Developandexecutecreditriskstrategies,decisioningframeworks,andpoliciesthatenablethesustainablegrowthofMarketplaceSellerServiceswhileminimizingcreditlosses.
• Partnercross-functionallywithProduct,DataScience,SellerServices,Finance,Billing,andEngineeringtodesign,implement,andoptimizescalablecreditriskcontrols.
• Leadcomplex,end-to-endinitiativestodevelopcreditlimits,prepaystrategies,reserves,service-levelcontrols,andearlywarningcapabilities.
• Leverageinternaldata,predictivemodels,andexternalrisksignalstoassessemergingrisks,improvedecisionquality,anddrivedata-informedrecommendations.
• Monitorportfolioperformance,evaluatestrategyeffectiveness,andcontinuouslyrefinecreditriskdecisioningtobalancesellergrowthwithresponsibleriskmanagement.

What you'll bring:

• Experiencedevelopingandimplementingcreditrisk,financialloss,ordata-drivenbusinessstrategiesthatbalancegrowthwitheffectiveriskmanagement.
• Provenabilitytotranslatecomplexbusinesschallengesintoscalablestrategies,policies,anddecisioningframeworksusinganalyticalinsights.
• Stronganalyticalandproblem-solvingskillswithexperienceleveragingpredictivemodels,internaldata,andexternalrisksignalstodrivedecisions.
• Demonstratedsuccessleadingcomplexcross-functionalinitiativesandinfluencingProduct,Engineering,DataScience,Finance,andbusinesspartners.
• Excellentcommunicationandexecutivepresence,withabilitytopresentrecommendations,influencestakeholders,andbuildalignmentacrossteams.
• Ownershipmindsetwithapassionforinnovation,continuousimprovement,andbuildingscalablecapabilitiesinafast-pacedenvironment.

At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices . Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart .

Bentonville, Arkansas US-30008: The annual salary range for this position is $90,000.00 - $180,000.00

Sunnyvale, California US-11789: The annual salary range for this position is $117,000.00 - $234,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include :

- Stock

Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Bachelor's degree in Business, Finance, Accounting, Statistics, or related field and 4 years' experience in data analytics or related field OR 6 years'experience in data analytics or related field.

Preferred Qualifications...

Outlined