Universal Banker Representative (Customer Service/ Teller)

Berkshirejobs; North Adams (MA); On-site; USD 28,000 - 32,000; Full time

Job summary

MountainOne is seeking a Universal Banker Representative to provide exceptional customer service and perform teller duties at the Pittsfield Office. The role includes handling cash, opening and servicing accounts, and promoting bank products while ensuring accuracy and compliance. Training may occur across North Adams and Williamstown locations.

The position offers branch-based work with occasional travel to nearby offices and a pay range of $20.00–$23.50 per hour depending on experience.

Qualifications

• Experience handling cash and conducting routine teller transactions.
• Ability to promote bank products and services to customers.
• Familiarity with branch policies and AML/BSA guidelines.

Responsibilities

• Provide outstanding customer service and handle daily teller tasks accurately.
• Maintain cash drawers, verify cash, issue checks and money orders as needed.
• Support account opening, maintenance and customer inquiries promptly.
• Follow compliance procedures and assist with monthly audits.

Skills

Customer service

Teller operations

Cash handling

Regulatory compliance

Cross-selling

Job description

Position: Universal Banker Representative (Customer Service/ Teller)

Reports to: Community Banking Officer

Grade Level: 103

Supervises: None

Location: Pittsfield Office with ability to train inand occasionally cover North Adams and Williamstown locations

The pay range for this position is $20.00 to $23.50 an hour dependent upon qualifications and experience.

Job Summary:

The Universal Banker Representative plays a vital role in providing exceptional customer service in accordance with our Community Banking Service Standards. This position participates in the daily operation of the branch; including but not limited to responsibilities for account management and assisting customers with banking products, transactions and other financial products/services as needed; for providing timely and efficient completion of transactions while maintaining accurate records and thorough handling of all cash and negotiable instruments assigned. The Universal Banker proactively participates in the branch sales referral process as directed by management.

Key Accountabilities and Responsibilities

The job performance of the Universal Banker includes the following, and other/related duties as assigned.

1. Customer Care

• Drive and deliver the MountainOne Standard of Customer Care e regarding daily transactions, proactively addressing inquiries, and resolving problems in accordance with bank policies.
• Perform the basic transactions of a teller; accepting deposits and loan payments, verifying cash and endorsements, cashing checks within limits and obtaining further authorization when necessary, issuing money orders, cashier’s checks and redeeming savings bonds.
• Perform ATM/Debit card maintenance and new card orders.
• Develop and deepen customer rapport; have and use knowledge of account ownership, be responsive and timely with correspondence and problem resolution.
• Promote and advise on the bank’s products and services.
• Open and service new and existing accounts. Ensure customer profiles are updated Maintain constant awareness of changes/opportunities affecting customer accounts.

2. Operations and Compliance

• Comply, keep updated with policies, procedures, compliance training; comply with

BSA/AML/OFAC regulations and guidelines. Keep track of and participate in scheduled monthly audit requirements. Comply with the company’s code of ethics.

• Maintain a position of trust and responsibility by keeping all customer business secure and confidential; educate and alert customers regarding fraud.
• Prepare individual daily balance of teller cash transactions, as well as other reports as necessary.
• Prepare and review new customer account and maintenance document checklists for 100% accuracy.

3. Individual and Team Effectiveness

• Work cooperatively in close communication and coordination across all company departments/functions. Develop a collaborative relationship with the Call Center.
• Participate in cooperative team efforts to set/achieve goals, communicate, share information; training and development.
• Demonstrate a strong commitment to the bank’s culture and core commitments including community engagement; established service standards; serve as a brand ambassador.
• Ability to travel to other branches within the region to assist with staff coverage.

4. Business Development

• Identify business growth opportunities through active listening; by reviewing basic customer account data.
• Proactively participate in the sales referral process. Cross-sell product lines and appropriate financial solutions.
• Understand and utilize thorough products and services knowledge for the sake of customer inquiries, discussion and cross-sell opportunities.