Universal Banker

Spencer Savings Bank; Union (NJ); On-site; USD 45,000 - 56,000; Full time

Job summary

Spencer Savings Bank in Union, NJ is seeking a Universal Banker to join our branch team. You will process a variety of financial transactions, open accounts, cross-sell bank products, and deliver outstanding service.

This full-time role requires cash handling reliability, a minimum of 2 years teller/platform experience, and a professional appearance. You may travel to other branches as needed and will support day-to-day branch operations.

Qualifications

• High school diploma or GED required.
• Minimum 2 years bank teller/ platform experience preferred.
• Excellent customer service and communication skills.

Responsibilities

• Operate teller window processing deposits, withdrawals, payments, and cash handling.
• Open accounts and resolve customer service issues.
• Provide consistent exceptional client experience and refer products.
• Research and resolve transaction errors and support management as needed.
• Engage customers to identify needs and cross-sell bank services.
• Maintain compliance and complete daily branch paperwork.

Skills

Customer service

Cash handling

Sales

Cross-selling

Education

High school diploma or GED

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Universal Banker

Full Time TELLER Union, Union, NJ, US

3 days ago Requisition ID: 1669

Salary Range: $45,040.00 To $56,300.00 Annually

BASIC FUNCTION

The Universal Banker responsibilities may vary day to day based on the work that needs to be done in the branch that day. Responsibilities include responding to customers’ needs by processing a variety of financial transactions including but not limited to check cashing, withdrawals, deposits, and loan payments and/or greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships thru a book of business, and servicing accounts. The Universal Banker may also research and resolve account issues or customer inquiries, promotes organizational products and services by referring current or prospective customers to other departments within the organization.
This position is responsible for managing and balancing cash drawers well as meeting sales expectations, which include deposit, loan and revenue generating referrals. Responsibilities may also include assisting the Financial Center supervisor with the teller line and end of day functions and preparing daily paperwork according to branch procedures. Works under general supervision.

MAJOR RESPONSIBILITIES

• Operates a teller window to process all types of banking transactions including deposits, withdrawals, payments, buy/sell cash and cashier’s checks
• Operates at the platform to open accounts and resolve customer service issues
• Responsible for providing consistent extraordinary client experience by executing on Spencer’s customer service behaviors
• Research and resolves all transaction errors that occur and engages management support when needed
• Executes the internal sales process by engaging the customer in conversation during customer platform interaction to identify needs and recommends appropriate products and services
• Engages customer in conversation during the customer transaction to identify needs and refers them to the platform when working at the teller window
• Operates within the confines of the bank’s compliance and operational policy and procedures
• Diligently completes all necessary paperwork such as CTRs, SARs etc… accurately and in a timely manner
• Assists AFCM with end-of-day branch proof tasks including ATM and Vault
• Participates in internal and external branch events as well as local community events
• Must be able to work a flexible hourly schedule as requested
• May be asked to travel & work at other branches in the network
• Presents a professional image
• Provides access to safe deposit boxes
• Opens and/or closes branch with management
• Perform other duties as required

JOB REQUIREMENTS

Education:

High school diploma or GED

Experience:

• Minimum of 2 years bank teller and/or platform experience preferred