Universal Banker

Wings Financial Credit Union; Plymouth (MN); On-site; USD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a dedicated individual to join their team. This role focuses on building long-term relationships with members by providing exceptional service and financial education. You'll assist members with account management, cross-sell products, and ensure compliance with regulations. The ideal candidate will thrive in a fast-paced environment, demonstrating excellent sales skills and a commitment to member satisfaction. Join a supportive team that values diversity and offers a range of benefits, including generous retirement plans and health insurance. Make a positive impact on members' financial success!

Benefits

Generous 401(k) match

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Short Term and Long Term Disability

Health Savings Account

Paid Vacation

Tuition Reimbursement

Paid Parental Leave

Qualifications

• 1 year of member service or retail banking experience preferred.
• Knowledge of banking and/or credit union regulations is preferred.

Responsibilities

• Assist members with opening new accounts and service requests.
• Educate members on products and services, actively cross-sell.

Skills

Sales Skills

Member Service

Cash Handling

Problem Solving

Organizational Skills

Customer Focus

Education

High School Diploma

Some College Experience

Tools

MS Office

Self-Service Technology

Job description

PRIMARY PURPOSE: This position is responsible for acquiring, expanding, and enriching current and future member relationships by assisting and educating members in opening and managing their accounts and finances, building long-term relationships, and cross-selling the products and services that will help them be financially successful. Providing personalized, professional service to all members in an exceptional manner, and seeking out opportunities for additional business.

Monday-Friday 8:45am-5:15pm, every other Saturday 8:45am-1:15pm.

Pay Range: $22.25-$23.50/hr plus incentives and 3% annual target bonus. The estimated hiring range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

ESSENTIAL FUNCTIONS include the following:

• Assist members with basic requests related to opening new accounts, completing service requests, and submitting credit applications.
• Proactively educate members on the features and benefit of the Credit Union’s products and services and actively cross sell and make qualified referrals for additional appropriate loan, deposit and fee income products and services.
• Establish trust and lasting relationships with members by building a personal connection through engagement, education, asking open-ended questions, listening, and having a consultative approach.
• Responsible for providing notarial services to members, including witnessing and authenticating documents and verifying members identity.
• Maintain a healthy sales pipeline by collecting member contact information and scheduling follow-ups for individuals who have a further need for engagement.
• Refer members to financial experts, as needed (e.g First Mortgage and Financial advisors).
• Properly diagnose and perform research to resolve moderately complex member issues including communicating with other departments for issue resolution.
• Consistently exceeds established sales goals.
• Assist, serve, and follow up as necessary with members who have fraud and forgery, deceased accounts, retirement services, account maintenance, business needs, and other unique account types to meet their continued needs and provide exceptional service.
• Support the branch community by being involved in Wings sponsored events and/or community events.
• Stay current on all Wings promotions and participates in contests and activities to support the goals.
• Follows through on risk and compliance processes and policies to ensure we safeguard our members’ assets, maintain their privacy, and act in their best interest.
• Supportive of a diverse and inclusive working environment.
• Provide support to other teams within Retail Delivery, if needed, which may require travel.
• Perform additional responsibilities as assigned to meet business needs.

QUALIFICATIONS:

• High School diploma required.
• Some college experience is preferred.
• Proven sales skills and 1 year member service or retail banking experience preferred.
• Cash handling experience preferred.
• Knowledge of banking and/or credit union regulations, preferred.
• Experience recommending products and plans to improve a member’s financial position, preferred.
• Ability to work efficiently in a fast-paced and sometimes stressful environment while having the desire to maintain quality of service.
• Excellent member service skills with a member focused mindset.
• Proficient with MS Office products and general office equipment.
• Comfortable and confident with self-service technology.
• Good organizational skills, detail oriented with strong emphasis on accuracy and integrity.
• Ability to maintain composure, and problem solve with a positive solutions-oriented mindset.
• Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand.
• Required to obtain or possess a Mortgage Loan Originator (“MLO”) unique qualifier (NMLS registration number). Must have the ability to successfully complete all MLO Registry requirements, including passing background and credits checks and submitting to fingerprinting and to any other requirements of the rules enacted pursuant to the S.A.F.E. Act.
• Notary license required upon hire.
• Bondable

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

B ENEFITS:

• Generous 401(k) match
• 401k Discretionary Profit Sharing
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short Term and Long Term Disability
• Health Savings Account with company contribution
• Employee Assistance Program
• Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
• Paid Holidays
• Tuition Reimbursement
• Paid Parental Leave

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.