Universal Banker

Genesee Regional Bank; City of Rochester (NY); On-site; USD 31,000 - 35,000; Full time

Job summary

Genesee Regional Bank in Rochester, NY is seeking a Universal Banker to greet clients, process transactions, and deliver exceptional service across in-person, online chat, and phone channels. This role supports relationship building and referrals to a relationship banker.

Travel to other locations may be required; strong communication and problem solving are essential; high energy, teamwork, and accuracy in daily cash handling and account maintenance are expected.

Qualifications

• High School Diploma and a minimum of 2 years’ exceptional customer service experience and 1 year of banking experience, or the equivalent combination of education and experience.
• Ability to greet clients warmly and handle multiple tasks with accuracy and courtesy.
• Experience with CRM software and basic Windows-based tools is desirable.

Responsibilities

• Greet clients and serve as the first point of contact for customers and visitors.
• Answer phones and online chats professionally and promptly.
• Process a variety of Retail and Commercial transactions accurately and timely.
• Assist with account servicing, along with troubleshooting and referrals to relationship bankers.
• Maintain cash drawer and balance daily, including currency handling from the vault.
• Provide basic technical support for online banking and card services.

Skills

Customer service

Communication

Teamwork

Problem solving

Education

High School Diploma

Tools

CRM software

Windows PC

Job description

The

Salary Range: $22.25 - $25.50 / hour

Primary Responsibility

The Universal Banker is essential in creating a welcoming environment and building rapport to provide an exceptional customer service experience. Serving as a primary point of contact and the face of the bank, this role is responsible for transaction processing, maintenance, and handling service-related requests in person, through online chat submissions, and over the phone. In addition, the universal banker supports the branch by acquiring, maintaining, and deepening client relationships through engaging conversations. They actively listen to clients' financial needs and facilitate referrals to a relationship banker for further assistance. This position may require travel to and work in other locations to ensure adequate coverage.

Essential Functions

• Exemplify the GRB Experience; in being the first point of contact to clients, visitors and vendors. Demonstrate a professional, helpful and friendly manner in welcoming guests and directing them appropriately. Greet clients with warmth, genuine interest and a smile.
• Answer the phone and online chat submissions professionally, promptly, and pleasantly.
• Take ownership of account servicing and error resolution, including resolving routine customer problems and referring more complex issues Follow-up on issues as required ensuring timely and accurate resolution and convert servicing situations into referral (sales) opportunities.
• Provide excellent customer service to all Retail, Commercial, and Mortgage clients alike, including but not limited to; account transfers, password resets, wire transfers, with the ability to assist with more complex service needs in conjunction with established internal escalation points.
• Accurately process a variety of Retail and Commercial transactions, including but not limited to; deposits, withdrawals, loan payments and check cashing transactions in a timely and efficient manner.
• Verify check endorsements and funds availability. Disburse cash to customers and conduct transactions according to procedures.
• Maintain an adequate cash drawer at all times; this includes buying and selling currency from the vault as necessary. Balance daily work, adhering to all steps outlined in internal procedures.
• Provide technical support/troubleshooting for clients related to GRB online, ATM/Debit Cards, Mobile Wallet activation and other banking services as needed.
• Serve as Vault Custodian as needed, with responsibilities including; ordering of cash, assisting with preparation of cash for shipment, receipt of cash delivery, and balancing the branch.
• Maintain a thorough knowledge of all Retail related procedures.
• Assist the Branch Manager with branch soundness; helping maintain a consistent, well-organized, streamlined process to ensure all audits, regulatory policies and procedures are adhered to, appropriately retained, and up to date.
• Understand and adhere to GRB’s risk and regulatory standards, policies and controls that are in place. Identify risk-related issues needing escalation to management.
• Open accounts for new customers and prepare new account paperwork, applications and request the required identification.
• Promote strong customer and client interactions; develop new customer relationships and/or retain and expand existing relationships by proactively identifying opportunities to achieve personal referral (sales) goals to GRB’s internal partners.
• Crosstrain in all necessary branch responsibilities and functions.
• Proactively work towards meeting/exceeding quarterly/annual assigned referral (sales) goals.
• Each GRB location has additional responsibilities and specific duties unique to that particular office. Other tasks will be assigned accordingly, and as the manager sees fit, to assist with fulfillment of those needs.
• 20% Travel required

Education And Experience

High School Diploma and a minimum of 2 years’ exceptional customer service experience and 1 year of previous banking experience, or the equivalent combination of education and experience.

Competencies

• Provide a remarkable client experience; greet clients with warmth, genuine interest and a smile.
• Lead by example; identify current or potential problems, take ownership and see them through to resolution.
• Act as a unified team; possess strong interpersonal skills including the ability to proactively communicate and help others within and across departments.
• Ability to work independently. Seek and incorporate feedback on your performance from management, coworkers and clients.
• General knowledge of PC with Windows based applications, CRM software, and multi-phone use.
• Strong organizational skills, detail oriented-executes at a high degree of accuracy.
• Excellent (written and verbal) communication and listening skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Ability to make sound decisions.
• Professional demeanor and appearance.

Physical Demands

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

Work Environment

The work environment is an indoor, climate-controlled office setting. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state, or local law.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.