Underwriting Team Lead

CRC Insurance Services, Inc.; San Antonio (TX); On-site; USD 120,000 - 190,000; Full time

Benefits offered by this job

Medical benefits

401(k) with match

Paid time off

Job summary

CRC Group in San Antonio, TX is seeking a Lead Underwriter to lead underwriting operations for a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership to underwriting teams and ensures adherence to company standards and regulatory requirements.

The Lead Underwriter will set underwriting strategy, oversee portfolio performance, and support business growth while mentoring staff and maintaining strong broker relationships

Qualifications

• Bachelor’s degree in Business, Finance, Insurance, or related field required.
• Extensive underwriting experience including commercial or specialty lines.
• Demonstrated leadership experience managing underwriting teams.
• Proven profitability and growth through underwriting strategy and portfolio management.

Responsibilities

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure.
• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements.
• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives.
• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes.
• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios.
• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives.
• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression.
• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy.

Skills

Strategic underwriting

Leadership

Portfolio management

Risk assessment

Negotiation

Regulatory compliance

Education

Bachelor’s degree in Business, Finance, Insurance, or related field

CPCU or equivalent professional designation

Tools

Underwriting systems

Data analytics

Portfolio management software

Job description

San Antonio, TX

Full time

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ([e-mail]?subject=Accommodation%20request) (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency:

English (Required)

Work Shift:

1st Shift (United States of America)

Please review the following job description:

The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

KEY RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding riskselectionand coverage structure

• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements

• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives

• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes

• Serve as an escalation point for complex underwriting issues, providingexpertiseand resolution for challenging risk scenarios

• Develop andmaintainstrong relationships with brokers, agents, and market partners to support growth and strategic initiatives

• Coach, mentor, and develop underwriting staff to enhance technicalexpertiseand support career progression

• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy

EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in Business, Finance, Insurance, or a related field preferred

• Extensive experience within underwriting, including commercial or specialty lines

• Proven leadership experience managing underwriting teams and driving performance outcomes

• Demonstrated success in achieving profitability and growthobjectivesthrough underwriting strategy and portfolio management

CERTIFICATIONS, LICENSES, REGISTRATIONS

• Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licensesrequiredbased on role responsibilities.

FUNCTIONAL SKILLS

• Advancedexpertisein underwriting, riskselection, and portfolio management

• Strong leadership and people management capabilities across underwriting teams

• Financial acumen, including ability to analyze portfolio performance and profitability drivers

• Strategic thinking and ability to translate market insights into underwriting action

• Strong negotiation and relationship management skills with brokers and market partners

• Proficiencyin underwriting systems, tools, and data analytics to support decision-making

General Description of Available Benefits for Eligible Employees of CRC Group:

At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.

EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf) Pay Transparency Nondiscrimination Provision E-Verify (https://www.e-verify.gov/employees/employee-rights-and-responsibilities)

Join CRC Group, a leader in specialty wholesale insurance, and take your career to new heights. We're a dynamic team dedicated to innovation, collaboration, and excellence.

Why CRC Group?

• Growth: Advance your career with our learning and leadership development programs.
• Innovation: Work in a forward-thinking environment that values new ideas.
• Community: Be part of a supportive team that celebrates success together.
• Benefits: Enjoy competitive compensation, health benefits, and retirement plans.

Who We’re Looking For

We seek passionate individuals who thrive in a fast-paced, collaborative environment. If you value integrity and are driven to succeed, CRC Group is the place for you.