Underwriting Specialist, Middle Market Excess

Arch Insurance Group Inc.; Denver (CO); On-site; USD 111,000 - 172,000; Full time

Benefits offered by this job

Comprehensive benefits

401k with match

Paid time off

Holidays

Job summary

Arch Insurance Group Inc. seeks an experienced underwriter to manage a portfolio of Umbrella and Excess Liability accounts. The role focuses on risk assessment, pricing strategy, and contract certainty while strengthening relationships with brokers and clients.

The position is hybrid with locations in Denver, San Francisco and Los Angeles, offering opportunities to collaborate across regional teams on complex risks and growth initiatives.

Qualifications

• Ability to assess risk inherent exposures and hazards relevant to Umbrella & Excess Liability.
• Analyze performance against benchmarks and market needs to price decisions.
• Design, develop and implement robust policy wordings.
• Understand policy administration lifecycle, issuance, and credits.
• Clear written and verbal communication with stakeholders; strong negotiation skills.
• Ability to persuade and motivate others without executive authority.
• Ability to absorb and analyze data from multiple sources.
• Manage multiple accounts and deadlines across territories.

Responsibilities

• Underwrite and manage Umbrella & Excess Liability accounts to drive profitability.
• Negotiate participation, pricing and contract terms with brokers/producers.
• Develop and maintain relationships with brokers and clients.
• Provide technical leadership for Specialized Umbrella & Excess Liability.
• Underwrite new and renewal accounts to meet targets.
• Communicate pricing and terms with producers.
• Ensure accurate policy documentation is issued.
• Maintain and file documentation for risks and transactions.
• Develop relationships with brokers for new business and renewal retention.
• Handle referrals and re-underwrite complex business as needed.
• Collaborate across regions for cross-functional opportunities.

Skills

Risk assessment

Pricing strategy

Contract drafting

Policy administration

Communication

Influencing

Analytical thinking

Project management

Education

Degree in Economics/Finance/Insurance/Mgmt

Professional insurance qualification

Job description

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility.

Position Summary

This position requires an experienced professional to underwrite and manage a portfolio of Umbrella and Excess Liability accounts to drive profitability and growth. The role involves assessing risks, negotiating pricing, and ensuring contract certainty while maintaining strong relationships with brokers, clients, and other stakeholders. This will be a hybrid position offered in Denver, San Fran, or LA.

Responsibilities and Accountabilities

• Responsible for growth and profitability of the Brokers within the Territory.
• Ownership of accounts including negotiation of participation, pricing and terms and conditions.
• Develop and maintain strong relationships with brokers and clients.
• Specialized technical expertise / lead for Unsupported Umbrella & Excess Liability.
• Underwrite new and renewal accounts to meet top and bottom-line targets.
• Negotiate price and terms and conditions with producers.
• Ensure accurate policy documentation issued to producers or producers have issued documentation.
• File maintenance – ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled.
• Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or strong renewal retention.
• Manage complex referrals from underwriters and re-underwrite complex business as appropriate.
• Participate in cross regional activities as required / requested including and not limited to cross collaboration with Middle Market Package, Excess Construction, Excess National Accounts.

Required Skills and Abilities

• Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to Umbrella & Excess Liability.
• Pricing and Market Management: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs
• Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings
• Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation.
• Communication skills: Clearly and effectively express ideas and messages via speech or writing with both internal and external stakeholders. Ability to "sell" an improvised or prepared audience winning story. Possesses strong negotiation skills.
• Influencing skills: Ability to persuade and motivate others to act, without executive authority.
• Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions.
• Project Managing multiple accounts, opportunities and processes to meet deadlines, ensure responsiveness, and maintain positioning in market.

Education and Experience

• 3+ years of experience in Underwriting profitable business in Umbrella & Excess.
• Recognized relationships with brokers at peer group level and well established within marketplace.
• Specialized understanding of regional / local insurance markets and competitor landscape, including global elements.
• Good understanding of legal and regulatory framework.
• Preferably degree in Economics, Finance, Insurance Mgmt, or Business Administration.
• Completion of professional insurance qualification preferred.

For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.

San Francisco, Los Angeles: 123,400.00 - 191,628.66

Denver: 111,100.00 - 172,465.80

• Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
• Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more.

Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you.

For Colorado Applicants - The deadline to submit your application is:

August 13, 2026

14400 Arch Insurance Group Inc.