Underwriting Specialist, Inland Marine & Property

IAT Insurance Group; Naperville (IL); Hybrid; USD 73,000 - 158,000; Full time

Job summary

IAT Insurance Group seeks an Underwriting Specialist for Inland Marine & Property, based in Naperville or Rolling Meadows, IL, Milwaukee, WI, or Kansas City, MO. This role blends underwriting leadership with broker relationship growth to expand our profitable book and market footprint.

The position follows a hybrid model with in-office Monday–Wednesday and optional remote Thursday–Friday, accompanied by a competitive compensation package including base salary and bonus opportunities.

Qualifications

• 8+ years of inland marine and/or property underwriting experience.
• Strong understanding of inland marine and property products, pricing, and market competition.
• Proven ability to develop broker relationships that support new and renewal business.
• Authorized to work in the United States without visa sponsorship.

Responsibilities

• Own and grow a profitable book of inland marine and property business across the region.
• Build and strengthen agency relationships to drive high-quality new business flow.
• Evaluate risks, pricing, and coverage structures using experience and judgment.
• Analyze submissions, loss history, exposure changes, and external data for underwriting decisions.
• Set pricing reflecting risk using loss analysis and business strategy.
• Structure deals with coverage features, deductibles, or reinsurance to meet client and company goals.
• Interpret policies and contracts clearly for brokers and internal partners including claims when needed.
• Meet with distribution partners at least 5 times per month to stay close to market activity and trends.
• Perform other duties as needed.

Skills

Inland Marine underwriting

Property underwriting

Broker relationships

Pricing & risk selection

Insurance marketplace knowledge

Education

Bachelor's degree in Risk Management, Finance, Business, Economics, or related field

Master's Degree

CPCU, ARM, or AU designation

Job description

IAT Insurance Group has an immediate opening for an Underwriting Specialist, Inland Marine & Property from our Naperville or Rolling Meadows, Illinois, Milwaukee, Wisconsin, or Kansas City, Missouri location.

We're looking for an experienced Inland Marine & Property Underwriting Specialist to step into a visible, impact-driven role. This is not a maintenance-only seat. You'll own and grow a book while helping us expand our footprint-bringing ideas, new relationships, and underwriting expertise that move the business forward.

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities:

• Own and actively grow a profitable book of inland marine and property business across the region


• Build and strengthen agency relationships to drive consistent, high-quality new business flow


• Evaluate risks, pricing, and coverage structures using experience and judgment, knowing when to lean in and when to walk away


• Analyze submissions, loss history, exposure changes, and external data to make informed, disciplined underwriting decisions


• Set pricing that reflects the risk, using advanced loss analysis and sound judgment aligned with company strategy


• Structure deals creatively when needed, using coverage features, deductibles, or reinsurance to meet both client and company goals


• Interpret policies and contracts clearly, providing guidance to brokers and internal partners, including claims when questions arise


• Meet in person with distribution partners a minimum of 5 times per month. These visits keep us close to market activity, sharpen our read on emerging trends, and ensure our partners understand where we're focused and why.


• Perform other duties as needed

Qualifications:

Must-Have:

• Bachelor's degree in Risk Management, Finance, Business, Economics, or a related field


• 8+ years of inland marine and/or property underwriting experience


• Strong understanding of the insurance marketplace, including inland marine and property products, pricing, and competitive dynamics


• Proven ability to develop broker relationships that support both new and renewal business opportunities


• Confidence in risk selection, pricing, and structuring deals, including the use of deductibles, coverage features, or reinsurance where appropriate


• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes

Preferred to Have:

• Industry designations CPCU, ARM, or AU


• Master's Degree


• Exposure to loss control or risk engineering-you think beyond the submission and into the actual risk

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

Compensation:

Please note, that the annual gross salary range associated with this posting is $72,560 - $157,950. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

To view details of our full benefits, please visit: https://www.iatinsurancegroup.com/careers/benefits