Senior Underwriter Inland Marine & Property

IAT Insurance Group; Newark (NJ); Hybrid; USD 63,270 - 153,200; Full time

Benefits offered by this job

Hybrid work environment

Competitive compensation

Performance bonuses

401(k) match

Professional development

Paid time off

Tuition assistance

Career mentorship

Dress for Your Day Policy

Job summary

IAT Insurance Group is seeking a Senior Inland Marine & Property Underwriter in a hybrid role with in-office presence Monday–Wednesday and remote Thursday–Friday. The role covers inland marine and property lines across Jersey City or Newark, NJ; Norristown, PA; or Cheshire, CT.

You will grow a profitable book, work closely with brokers, and shape deals through pricing, risk assessment, and structured coverage.

Qualifications

• Bachelor’s degree or equivalent combination of education and experience in a related field.
• 4+ years of inland marine and/or property underwriting experience.
• Strong understanding of insurance marketplace, pricing and competitive positioning.
• Proven ability to build and maintain broker relationships that drive new and renewal business.
• Experience managing a book of business and contributing to growth.
• Strong pricing, risk selection, and deal‑structuring skills.
• Knowledge of industry trends, products, and competitive landscape.

Responsibilities

• Manage and grow a profitable Inland Marine and Property book across regions.
• Build strong relationships with agency partners to drive new business.
• Evaluate submissions, pricing and coverage structures with sound judgment.
• Analyze loss runs, exposure changes, and underwriting data to understand risk.
• Set pricing reflecting exposure and performance using analysis and experience.
• Structure accounts with deductibles or coverage adjustments to close deals.
• Review policy language for coverage clarity for brokers and internal teams.
• Collaborate with claims and internal stakeholders to clarify coverage when needed.
• Perform other duties as required.

Skills

Underwriting

Broker relationships

Pricing

Risk assessment

Deal structuring

Education

Bachelor’s degree in Risk Management, Finance, Business, Economics, or related field

Job description

IAT Insurance Group has an immediate opening for Senior Inland Marine & Property Underwriter from our Jersey City or Newark, New Jersey; Norristown, Pennsylvania; or Cheshire, Connecticut locations.

In this position you will manage an existing portfolio while actively building new business, helping grow our footprint in regions that are key focus areas for us. You’ll work closely with brokers who value strong partnership and clear, confident decision‑making. Expect to be in the market shaping deals, strengthening relationships, and writing business that performs.

This isn’t a behind‑the‑scenes role. It’s visible, collaborative, and growth‑focused. This position follows a hybrid schedule: in the office Monday through Wednesday, with the option to work remotely on Thursday and Friday.

Responsibilities

• Manage and grow a profitable book of inland marine and property business across the Region
• Build strong, lasting relationships with agency partners to drive consistent and high‑quality new business
• Evaluate submissions, pricing, and coverage structures using sound judgment making clear, confident decisions
• Analyze loss runs, exposure changes, and underwriting data to fully understand the risk behind every account
• Set pricing that reflects exposure and performance, using loss analysis and experience to guide decisions
• Structure accounts thoughtfully, using deductibles, coverage adjustments, or other tools to get deals across the line the right way
• Review policy language and contracts to ensure coverage intent is clear—for both brokers and internal teams
• Partner with claims and internal stakeholders to clarify coverage when questions arise
• Perform other duties as needed

Qualifications

• Must-Have:
• Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field, or equivalent combination of education and relevant experience
• 4+ years of inland marine and/or property underwriting experience
• Solid understanding of the insurance marketplace, including pricing and competitive positioning
• Proven ability to build and maintain broker relationships that drive new and renewal businessExperience managing a book of business while contributing to growth
• Strong skills in pricing, risk selection, and deal structuring
• Working knowledge of industry trends, products, and the broader competitive landscape
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Preferred To Have

• Industry designations CPCU, ARM, or AU
• INS21, 22 and 23
• Exposure to loss control or risk engineering—you think beyond the submission and into the actual risk

Compensation

Please note, that the annual gross salary range associated with this posting is $63,270 – $153,200. Actual salaries will vary based on factors such as a candidate’s qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance‑based bonus opportunities, 401(K) match, profit‑sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

Benefits

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance‑based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug‑free workplace and participate in E‑Verify.