Underwriting Consultant - Physicians

CNA Insurance; United States; Remote; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking an individual contributor to manage a complex book of business for small to medium-sized physician groups. This role requires advanced underwriting expertise, strong analytical skills, and the ability to develop pricing strategies while mentoring less experienced underwriters. You will be responsible for assessing complex risks, maintaining broker relationships, and presenting findings to management. Join a forward-thinking company that values your contributions and provides opportunities for professional growth in a dynamic environment.

Qualifications

• 8+ years of underwriting experience with advanced technical expertise.
• Strong communication and analytical skills required for complex risk assessment.

Responsibilities

• Manage and analyze complex underwriting risks for physician groups.
• Develop pricing strategies and maintain relationships with brokers.

Skills

Advanced technical expertise

Underwriting skills

Strong communication skills

Negotiation skills

Analytical skills

Problem-solving skills

Leadership skills

Creativity

Education

Bachelor's degree or equivalent experience

Professional designations preferred

Tools

Microsoft Office Suite

CNA systems

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

Individual contributor responsible for the overall management, business development, analysis and monitoring of a highly complex book of business for Small to Medium Sized Physician Groups. Recognized as a technical expert in an underwriting specialty. Under general management direction, works within broad limits of authority on assignments requiring a high degree of technical complexity and coordination. May have regional, industry segment or company-wide scope.

JOB DESCRIPTION:

Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:

• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk for Physicians Groups.
• Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
• Makes recommendations on underwriting policy and pricing strategy.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
• Mentors and guides less experienced underwriters and assists in the development of underwriting training.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.

Reporting Relationship
Director

Skills, Knowledge and Abilities
1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.

Education and Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically a minimum eight years underwriting experience.

**The title of this may change pending experience to an Underwriting Consulting Director**