Underwriting Consultant - National Accounts Property

01460 Continental Casualty Company; Atlanta (GA); Hybrid; USD 95,000 - 140,000; Full time

Job summary

Continental Casualty Company seeks an Underwriting Consultant in the Atlanta area to manage a highly complex book of business. You will serve as a technical underwriting expert for ground-up monoline policies, with broad authority and cross-functional coordination.

The role is hybrid (4 days market-facing) located in Atlanta, GA, offering growth opportunities within CNA’s National Accounts Property team. Strong analytical, market, and leadership skills are essential.

Qualifications

• Bachelor's degree or equivalent experience. Professional designations preferred.
• Typically, a minimum of eight years’ underwriting experience.

Responsibilities

• Manages complex underwriting risks with diagnostic analysis.
• Develops endorsement language for highly complex risks.
• Determines pricing for complex risks with financial and competitive analysis.
• Makes recommendations on underwriting policy and pricing strategy.
• Presents reports to management on risk quality and profitability.
• Markets products through agencies and brokerage networks.
• Maintains agency/broker relationships in assigned territory.
• Keeps current on state regulations and industry trends.
• Mentors less experienced underwriters and assists in training.

Skills

Advanced underwriting

Strong communication

Analytical thinking

Ambiguity tolerance

Creative problem solving

MS Office proficiency

Leadership

Education

Bachelor's degree or equivalent

Tools

Microsoft Office

Job description

JOB DESCRIPTION:

When you join the National Accounts Property team as an Underwriting Consultant, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination. Currently, this position is a hybrid role (4 days per week market facing) located in Atlanta, GA where you will have the ability to grow your market presence throughout your assigned region.

Job Description Essential Duties & Responsibilities

Performs a combination of duties in accordance with departmental guidelines:

• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.
• Develops specialized endorsement language for highly complex risk.
• Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
• Makes recommendations on underwriting policy and pricing strategy.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keeps current on state/territory issues and regulations, industry activity and trends.
• May participate in industry trade groups.
• Mentors and guides less experienced underwriters and assists in the development of underwriting training.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.

Reporting Relationship Manager or above

Skills, Knowledge and Abilities

1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.

Education and Experience

1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, a minimum of eight years’ underwriting experience.

As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant or Underwriting Consulting Director. Typically, 3-10+ years of related experience.

CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail]

At CNA, we are focused on success, individually and collectively. We pride ourselves on promoting a culture that challenges and engages people. We strive to connect people, departments and business areas, to function as a team, and to serve our customers and communities with professionalism and respect. Our dedication to employee engagement, continuous learning and the open exchange of ideas is the cornerstone of our business. These ideals, combined with our focus on the customer, enable us to explore new market opportunities and build on our success.

Our values, culture and financial strength are what differentiates us from other employers and make CNA the place you want to work.

At CNA, we are committed to advancing a culture of inclusion – one that attracts talent from all walks of life, fosters respect and collaboration, and enables all of our colleagues to do their best work.

At CNA, we have a long standing commitment to the diverse communities in which we live and work.

We actively make a difference for the greater good through partnerships, sustainability, initiatives, and working together for a better tomorrow.

Corporate Social Responsibility is not one person, or one department, it's the entire enterprise coming together to make the world a better place.