Underwriting Consultant - National Accounts Casualty, Monoline Umbrella

01460 Continental Casualty Company; Plano (TX); Hybrid; USD 110,000 - 150,000; Full time

Job summary

CNA seeks an Excess Casualty Underwriter to manage lead umbrella and excess accounts with strong sales, marketing and relationship-building skills. The role supports our offices in Houston or Dallas on a hybrid in-office schedule.

You will assess complex risks, price appropriately, prepare quotes, and collaborate with agencies and internal partners to grow profitability while maintaining compliance and high service standards.

Qualifications

• Bachelor's degree or equivalent experience; professional designations preferred.
• Typically eight years underwriting experience; multiple tracks: Underwriting Specialist/Consultant/Director; 3-10+ years depending on level.

Responsibilities

• Reviews applications and financial requirements for risks requiring complex underwriting. Determines acceptability of risk per guidelines and standards.
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements.
• Prepares quotes and answers questions from agencies, policyholders or external contacts; negotiates for positive outcomes.
• Markets products and services through agencies and develops agency/broker relationships.
• Keeps current on state/territory issues and regulations and shares insights with others.
• Utilizes CNA systems to perform day-to-day activities.
• Works with more senior underwriters on risks exceeding authority or requiring special handling.

Skills

Underwriting knowledge

Negotiation skills

Independent work

Analytical skills

Decision making

MS Office

Leadership

Education

Bachelor's degree or equivalent experience

Professional designations preferred

Tools

CNA systems

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, check out our Candidate Guide.

JOB DESCRIPTION:

CNA provides Excess Liability Coverages to businesses of all sizes. Our Commercial standard lines umbrella and excess team underwrites a diverse mix of business and industry classes including Manufacturing, Distributors, Real Estate, Technology, Retail, Hospitality and Professional Services. Our Excess Casualty Underwriters are high level individual contributors handling lead umbrella and excess accounts, both monoline and over CNA risk management primary accounts. Recognized as a technical expert, you will drive business results through strong sales, marketing and relationship building skills with external and internal business partners, responsible for overall management, business development, growth and profitability of a book business within the retail monoline umbrella space. This position will work from our offices in either Houston or Dallas on a hybrid in-office schedule.

Essential Duties & Responsibilities

• Performs a combination of duties in accordance with departmental guidelines:
• Reviews applications and financial requirements for risks requiring complex underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy.
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements.
• Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary. Negotiates with agents to reach positive and profitable outcomes.
• Notifies agencies of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations.
• Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review.
• Markets products and services through agencies or through the brokerage community and makes field visits. Develops and maintains agency and/or broker relationships.
• May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities.
• Keeps current on state/territory issues and regulations, industry activity and trends and freely shares information with others.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.

Skills, Knowledge & Abilities

1. Advanced knowledge of underwriting and insurance industry theories and practices.
2. Demonstrated high level of technical expertise and product specific knowledge.
3. Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
4. Ability to work independently.
5. Strong analytical and problem-solving skills.
6. Ability to exercise independent judgment and to make critical business decisions effectively.
7. Knowledge of Microsoft Office Suite as well as other business-related software.
8. Demonstrated leadership skills.

Education & Experience

1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, eight years’ underwriting experience. As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant or Underwriting Consulting Director. Typically, 3-10+ years of related experience.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process.

At CNA, we are focused on success, individually and collectively. We pride ourselves on promoting a culture that challenges and engages people. We strive to connect people, departments and business areas, to function as a team, and to serve our customers and communities with professionalism and respect. Our dedication to employee engagement, continuous learning and the open exchange of ideas is the cornerstone of our business. These ideals, combined with our focus on the customer, enable us to explore new market opportunities and build on our success. Our values, culture and financial strength are what differentiates us from other employers and make CNA the place you want to work.

At CNA, we are committed to advancing a culture of inclusion – one that attracts talent from all walks of life, fosters respect and collaboration, and enables all of our colleagues to do their best work.

At CNA, we have a long standing commitment to the diverse communities in which we live and work. We actively make a difference for the greater good through partnerships, sustainability, initiatives, and working together for a better tomorrow. Corporate Social Responsibility is not one person, or one department, it's the entire enterprise coming together to make the world a better place.

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