Underwriting Consultant

Saigepartners; Rock Island (IL); On-site; USD 83,000 - 115,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

401k with employer match

PTO

Tuition reimbursement

Job summary

Saigepartners in Rock Island, IL seeks an Underwriting Consultant to evaluate complex life insurance applications with high independence. You will approve or decline cases up to $2,000,000, and support audits, product development, training, and systems projects.

Required are 10+ years in life underwriting, Associate degree (Bachelor’s preferred), and FALU/LOMA certifications. A strong guidance role with agents and collaboration with medical directors is essential.

Qualifications

• Bachelor’s degree required; advanced degrees preferred.
• 10+ years of life insurance underwriting experience.
• FALU and LOMA certifications required.

Responsibilities

• Review medical and financial information to assess risk and make underwriting decisions.
• Approve or decline applications, including complex or high-value cases.
• Provide guidance and final decisions on cases referred by other underwriters.
• Respond to questions from agents on complex cases and support training sessions.
• Collaborate with medical directors on difficult reviews and help improve processes.

Skills

Life insurance underwriting

Audits

Training

Stakeholder communication

Regulatory compliance

Education

Associate degree

Bachelor’s degree preferred

Job description

## Underwriting Consultant**Rock Island,IL**Posted: 05/04/2026Employment Type:PermanentIndustry: InsuranceJob Number: 6929Pay Rate: 83000## Job Description****We strive to be Your Future, Your Solution to accelerate your career! Contact Nick Polutnik at [e-mail], you can also schedule an appointment at https://calendly.com/npolutnik-saigepartners/30min?month=2026-01 to learn more about this opportunity!**** **Underwriting Consultant**This role involves reviewing and approving complex life insurance applications with a high level of independence. The position includes authority to make final decisions on large policies (up to $2,000,000) and to review cases referred by other underwriters. The role may also support projects such as audits, product development, training, systems, and claims.---### **Key Responsibilities*** Review medical and financial information to assess risk and make underwriting decisions based on guidelines* Approve or decline applications, including more complex or higher-value cases* Provide guidance and final decisions on cases referred by other underwriters* Respond to questions from agents on more complex cases* Work with medical directors when needed on difficult medical reviews* Build strong relationships with agents and partners* Help lead training sessions and share underwriting knowledge with the team* Meet team goals for quality, turnaround time, and productivity* Handle challenges professionally, including resolving conflicts and adapting to change* Understand how decisions impact other teams and processes**Additional Responsibilities (as needed):*** **Audits:** Review underwriting files to ensure accuracy and consistency* **Claims:** Assist in reviewing certain claims and provide input when needed* **Product Development:** Support new product efforts, including testing and feedback* **Systems:** Help develop or improve underwriting rules and processes* Participate in projects as an underwriting subject matter expert---### **Qualifications****Education & Experience:*** Associate degree required; Bachelor’s degree preferred* 10+ years of life insurance underwriting experience**Certifications:*** FALU designation required* LOMA certifications required (Customer Essentials, ACS, FLMI) **Salary:** $83,000 - $115,000 + bonus **Benefits:** Health, Dental, Vision, Life, 401k with employer match, PTO and tuition reimbursement