Underwriting Consultant

Pacific Life; Ohio; Remote; USD 98,000 - 121,000; Full time

Job summary

Pacific Life is seeking a talented Underwriting Consultant to join the Underwriting team. This role involves evaluating insurance applicants, focusing on mortality risk, and maintaining high standards in underwriting processes. The ideal candidate will have over three years of experience and relevant professional designations, contributing to the company's growth from various office locations or remotely.

Benefits

Medical, Dental, Vision benefits

Generous paid time off options

Paid Parental Leave

Competitive 401k savings plan

Qualifications

• 3+ years of underwriting experience with proven proficiency.
• Ability to handle advanced decision-level authorities.
• Strong PC skills and comfort with web-based tools.

Responsibilities

• Evaluate insurance applicants to determine risk acceptance.
• Manage additional underwriting requirements.
• Ensure adherence to productivity and quality standards.

Skills

Critical thinking

Attention to detail

Communication skills

Organizational skills

Education

Completion of LOMA 280 / 281 and 290 / 291

Professional Designations: AALU / FALU and FLMI preferred

Job description

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Underwriting Consultant to join our Underwriting team. This position can be at one of our office locations or 100% remote.

AsUnderwriting Consultant,you’ll play a key role in Pacific Life’sgrowth andlong-term successbyevaluating insurance applicants by correlating all aspects of risk to determine whether to accept, modify, or decline applications.While joining the Consumer Markets Division (CMD), you’llfocus on mortality by evaluating risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk.

How you’ll help move us forward :

Serve as a criticalpartto the placement of LifeInsurancecoverage and can directlyimpactour position in the marketplaceand relationship with distribution partners

Focus on mortality by evaluating risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk

Review of upfront underwriting data / tools

Handlingadditionalunderwriting requirements by determining value, ordering, and reviewing to perform riskselection

Data enter medical history andusesystem workbenches to process and decision cases

Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards

The experience you bring :

3+ years of underwriting experience withprovenproficiencyin all underwriting processes and philosophies to include strong cardiac background and older age underwriting; ability to handle advanced decision level authorities without a co-signature

Completion of LOMA 280 / 281 and 290 / 291; actively working toward AALU and FLMI; Professional Designations : AALU / FALU and FLMI preferred

Strong PC and typing skills to include general Microsoft skills required to data enter and process information; extremely comfortable with web-based underwriting analysis tools and imaging systems

Ability to work remotely

Effective written and verbal communication skills with ability to build rapport and gain acceptance at all levelsinternally and externallywhile exercising diplomacy and resourcefulness

Critical thinking skills and attention to detail with ability to quicklyidentifyinformation by categorizing, estimating, recognizing differences orsimilarities,and detecting changes in circumstances or events

Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used

Ability to develop specific goals, plan, and prioritize work; EKG and Cardiac test interpretation preferred

You can be who you are.

People come first here. We’re committed to a diverse, equitable and inclusive workforce. Learn more about how we create a welcoming work environment through Diversity, Equity, and Inclusion at . What’s life like at Pacific Life? Visit Instagram.com / lifeatpacificlife.

Benefits start Day 1.

Your wellbeing is important. We’re committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.

Base Pay Range :

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

98,190.00 - $120,010.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

Generous paid time off options including : Paid Time Off, Holiday Schedules, and Financial Planning Time Off

Paid Parental Leave as well as an Adoption Assistance Program

Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement :

Pacific Life Insurance Company is an Equal Opportunity / Affirmative Action Employer, M / F / D / V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.