Underwriting Consultant

National Life Group; Montpelier (VT); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

401(k) retirement plan match

Medical insurance

Dental insurance

Vision insurance

Paid holidays

Generous paid time off

Paid parental leave

Paid family leave

Job summary

An established industry player is seeking a seasoned underwriter to manage large face amount cases. This pivotal role involves providing precise risk assessments and evaluations of life applications while collaborating with junior underwriters and field personnel. You'll be responsible for conducting audits, mentoring, and maintaining strong internal relationships. The company offers a competitive rewards package, including bonuses, health benefits, and generous paid leave. If you have a passion for underwriting and a wealth of experience, this is the opportunity to make a significant impact in a dynamic environment.

Qualifications

• 10+ years experience in a production-oriented environment.
• 3+ years of direct life insurance experience preferred.

Responsibilities

• Underwrite and evaluate large face amount cases.
• Conduct underwriting audits and mentor less experienced underwriters.

Skills

Risk Assessment

Underwriting

Communication Skills

Mentoring

Education

Bachelor's Degree

Tools

Microsoft Office Suite

Job description

Vermont Campus
One National Life Dr
Montpelier, VT 05604, USA

Please note that we do not offer visa sponsorship for this position.

This senior level incumbent will handle large face amount cases, while interacting with field personnel, and other more junior underwriters. Primary role will be to provide accurate and timely risk assessment and evaluation of life applications, renewals, or cancellations utilizing the Company’s underwriting policies, guidelines and insurance laws and regulations.

Key Responsibilities

• Underwrite and evaluate large face amount cases
• Second review and signature for less experienced underwriters
• Conduct underwriting audits as needed
• Work on underwriting related projects as assigned
• Interact with the field on calls or field visits
• Contribute to the building and maintaining of strong relationships within the organization
• Maintain an awareness of changing practices and regulations
• Able to serve as SME to provide input on department procedures or practices
• May serve as a mentor to less experienced underwriters

Requirements

• 10+ years experience in a production oriented environment
• 3 or more years of direct life experience preferred
• Proficiency in Microsoft Office Suite
• Brokerage or reinsurance experience is desired
• Thorough knowledge of regulatory and policy differences among states in which business is transacted
• Travel to home office in Montpelier, VT as needed (expected to be quarterly)
• Must be able to pass a background check

Compensation and Benefits

The base compensation range represents the low and high end of the range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to qualifications, skills, competencies, location, and experience. The range listed is just one component of our total compensation package for employees.

Other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position. National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment.