Underwriting Associate (Commercial Middle Market)

CNA; United States; Remote; USD 70,000 - 90,000; Full time

Job summary

CNA is seeking an Underwriter to manage risk for new and renewal business. This role involves underwriting analysis, documentation, and collaboration with internal and external partners. The ideal candidate will have strong analytical and communication skills, along with a Bachelor’s degree and relevant experience. Join a company that values your contributions and offers a supportive culture.

Qualifications

• Minimum of three years of related work experience.

Responsibilities

• Responsible for underwriting risk for new business and renewals.
• Documents assigned files ensuring compliance and quality.
• Acts as the first-line point of contact for account-related matters.

Skills

Time Management

Analytical Skills

Interpersonal Skills

Communication Skills

Customer Service

Education

Bachelor’s Degree

Tools

Microsoft Office Suite

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there.At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.

For a detailed look at CNA’s benefits, check out our Candidate Guide.

Job Description

Under broad supervision, responsible for underwriting risk for the underwriting lifecycle from submission through policy issuance, for both renewal and new business within limited authority. Partnering with Underwriters on all aspects of the Underwriting function including: providing the necessary information to allow for UW to make prudent underwriting decisions.

Responsibilities:

1. Performs underwriting analysis and documentation to determine acceptability of risk in accordance with company guidelines and standards for renewal and new business within assigned Letter of Underwriting Authority.
2. Handles endorsement requests within delegated authority. Refers endorsements outside of authority to underwriter with recommended action. Independently engages agency to clarify intent of endorsement or seek missing information.
3. Handles assigned renewal book within assigned authority and demonstrates the ability to triage renewal applications/specs and formulate next steps for the underwriter with outlined changes or points of attention for accounts outside authority.
4. Works as a liaison within the branch, or across CNA to resolve issues (billing and collections, risk control, underwriting guidance from cabinet members, line of business, underwriting services subject matter experts).
5. Documents assigned files ensuring completeness, compliance, and quality (correspondence, proposals, endorsements, cancellations, etc.).
6. Executes on advanced pricing strategy (i.e., business unit pricing tools) on behalf of the Underwriter in compliance with regulatory and CNA specific underwriting strategies and demonstrates ability to document pricing rationale.
7. Completes quote proposals and negotiates with external partners within assigned authority.
8. Acts as the first-line point of contact to the producers/customers on account-related matters while proactively identifying opportunities for upsell or account rounding.
9. Assists in marketing products and services through external partners and makes field visits.
10. Serves as a resource to others (train, problem solve, coach) and provides feedback to internal underwriting partners.
11. Keeps current on line of business strategy, state/territory issues, regulations, and trends.
12. Performs additional duties as assigned.

Reporting Relationship

Supervisor or Manager

Skills, Knowledge & Abilities

1. Knowledge of Property and Casualty underwriting including insurance products, policy processing procedures, and documentation.
2. Strong time management, and analytical skills.
3. Strong interpersonal and communication skills. Ability to effectively interact with all levels of CNA’s internal and external business partners.
4. Ability to work independently on multiple tasks.
5. Strong capability to advise and coach others.
6. Customer service experience and ability to interact with a wide variety of people daily in person, via telephone, and email.
7. Strong knowledge of Microsoft Office Suite and other business-related software.

Education & Experience

1. Bachelor’s degree or equivalent experience.
2. Typically a minimum of three years of related work experience.

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#LI-REMOTE

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail].