Underwriter/Senior Processor

Cross Keys Management; Allentown (Lehigh County); On-site; USD 60,000 - 80,000; Full time

Job summary

Cross Key Management Inc is seeking a full-time Underwriter/Senior Processor based in Allentown, PA or surrounding areas. This role involves managing home loan files from submission to closing, requiring a strong background in mortgage processing, excellent communication, and organizational skills. Candidates must have at least 5 years of experience, familiarity with various loan products, and proficiency in industry-standard software. The position demands attention to detail and the ability to meet deadlines without remote work options.

Qualifications

• Minimum 5+ years of experience as a Mortgage Loan Processor.
• Strong knowledge of conventional, FHA, VA, and USDA loan products.
• Current knowledge of federal and state disclosure guidelines.
• Proven ability to manage a full pipeline and meet tight deadlines.

Responsibilities

• Review and process loan files from application through closing.
• Communicate with loan officers, underwriters, title companies, and clients.
• Ensure all documentation is accurate, complete, and in compliance.
• Prioritize and monitor daily workflow to meet contractual deadlines.

Skills

Mortgage Loan Processing

Communication Skills

Organizational Skills

Time Management

Attention to Detail

MS Word

MS Excel

Adobe

Desktop Underwriter

Loan Prospector

Tools

Ice/Encompass LOS

Job description

Job Description

The Underwriter/Senior Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines.

Duties and Responsibilities

• Review and process loan files from application through closing.
• Communicate with loan officers, underwriters, title companies, and clients.
• Ensure all documentation is accurate, complete, and in compliance.
• Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program.
• Review loan approval and gather/review all outstanding loan conditions.
• Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations.
• Work additional hours as needed.
• Assume responsibility and ownership of the loans in your personal pipeline.
• Stay current on all investor guidelines and program changes.

Basic Qualifications

• Minimum 5+ years of experience as a Mortgage Loan Processor.
• Strong knowledge of conventional, FHA, VA, and USDA loan products.
• Current knowledge of federal and state disclosure guidelines.
• Proven ability to manage a full pipeline and meet tight deadlines.
• Excellent communication and organizational skills.
• Attention to detail with a proactive, solution-oriented mindset.
• Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
• Experience with grants preferred.
• Ice/Encompass LOS experience is a plus.
• Underwriting experience is a plus, but not required.

Location & Work Arrangement

This is a full-time, in-office position based in either our Newtown, Doylestown, Bethlehem, or Allentown location. Remote work is not available for this role.