Underwriter, Senior

Ceridian HCM, Inc.; Crestwood (MO); Remote; USD 60,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Senior Underwriter and play a pivotal role in risk assessment for life and critical illness products. This position offers the chance to leverage your underwriting expertise in a supportive and collaborative environment, while also providing mentorship to others. Enjoy a healthy work-life balance with generous benefits, including an annual bonus, tuition support, and a pension program with employer matching. If you are passionate about continuous learning and thrive in a dynamic setting, this role is perfect for you!

Benefits

Annual bonus

Company-paid benefits

Paid volunteer day

Pension program with employer matching

Tuition support

Onsite cafeteria

Employee discounts

Inclusive employee resource groups

Regular company events

Qualifications

• 3+ years of experience in life and critical illness underwriting.
• Superior knowledge in medical, financial, and non-medical risk factors.

Responsibilities

• Apply underwriting expertise in assessing risk for life and critical illness products.
• Mentor junior underwriters and enhance underwriting processes.

Skills

Underwriting Expertise

Analytical Skills

Problem-Solving

Communication Skills

Negotiation Skills

Relationship Management

Adaptability

Continuous Learning

Education

FLMI / FALU designation

3+ years of underwriting experience

Tools

MS Office Suite

Job description

At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated, and client-responsive staff. Join Equitable today.

Position Title:

Senior Underwriter

Reports To:

Manager, Underwriting

Department:

Individual Underwriting

Term:

Permanent Full-Time

Work Arrangements:

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as-needed basis. Sales-related roles may require travel based on the assignment.

The Opportunity:

Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable's success and offers a great opportunity to work at one of Waterloo Region’s Top Employers while developing skills for the future.

What you will be doing:

• Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial, and non-medical risk factors.
• Consistently provide a superior quality of work.
• Manage volumes of daily work independently to ensure service standards are met.
• Comply with legislative requirements, consumer regulation, and reinsurance treaties related to privacy, disclosure, and risk classification.
• Contribute to continuous enhancement of underwriting processes and procedures.
• Provide mentorship to other underwriters, offering guidance and sharing your expertise.

What you will bring:

• Superior technical knowledge in medical, financial, and non-medical underwriting.
• Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities.
• Excellent analytical and problem-solving abilities.
• Strong reinsurance relationships with excellent negotiation skills.
• Strong communication skills, both written and verbal.
• Proactive and service-oriented relationship skills.
• 3+ years of professional experience as a Life and Critical Illness Underwriter.
• FLMI / FALU designation or currently working towards it.
• Commitment to continuous learning and participation in education to stay current with medical knowledge and industry trends.
• Good knowledge of MS Office Suite.

What’s in it for you:

• A healthy work-life balance with employee wellness prioritized.
• Annual bonus, vacation allowance, and company-paid benefits.
• An additional paid volunteer day each year.
• Immediate enrollment in the company’s pension program with employer matching.
• Employee resource groups supporting an inclusive environment.
• Tuition support and specialized program assistance.
• An onsite cafeteria with various options.
• Discounts on company products and services, and exclusive employee perks.
• Regular EQ Together events fostering company unity.

Additional Information:

As part of the recruitment process, you will be asked to:

• Provide two professional references (minimum one supervisor).

This vacancy exists to fill an existing position.

To learn more about Equitable, please explore our organization.

We are committed to equal employment opportunities. Contact our HR team at [e-mail] for alternative formats or accommodations.

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• Job Family: Individual Contributor - Transactional