Underwriter II

Farm Family; Omaha, Northern (NE, KY); Hybrid; USD 56,000 - 80,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) with company match

Paid time off

Job summary

Farm Family in Omaha, NE, is seeking an Underwriter II to perform risk assessments across personal and commercial lines and mentor lower-level underwriters on complex cases.

The role emphasizes negotiating with agents, managing multiple contracts, and visiting field offices to gather information. A- level education and 2–4 years of experience are preferred, with AINS/API certifications encouraged.

Qualifications

• Two to four years of experience.
• Associate degree required.

Responsibilities

• Participates in rate-making meetings with product/pricing, field management, marketing, etc.
• Shares observed trends and advocates pricing input.
• Handles multiple contracts with increasing complexity across personal and first-level commercial lines.
• Demonstrates ability to navigate gray areas with multiple rating mechanisms and coverage options.
• Monitors agent performance and addresses issues with minimal manager involvement.
• Visits field offices at least once a year to interact with field members and clients.
• Works with agents to resolve field processing errors.
• Presents content to agencies in person or electronically.

Education

Associate degree

Bachelor’s degree (preferred)

Job description

Company

Farm Family Farm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage.

Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S.

The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.

Job Description - Underwriter II

This role performs risk assessments for all available products and assist lower-level underwriters with problem cases. This role is beginning to work with more complex policies and developing expertise.

ESSENTIAL FUNCTIONS

• Participates in rate-making meetings and in conversations with product/pricing, field management, marketing, etc. to share their thoughts, input, and observed trends for their region or line of business.
• Shares more directly observed trends or individual input and advocates what they feel pricing should be.
• Handles multiple contracts that are increasing in complexity (general personal lines and first-level commercial lines) that they are responsible for understanding and demonstrates an intermediate to proficient level of being able to apply these in their daily responsibilities.
• Demonstrates the ability to work within significant gray areas with multiple different rating mechanisms, coverage options, and evaluation of eligibility.
• These individual measures that can be adjusted as part of a negotiation are significant in quantity and also overall impact.
• Monitors performance of agents and are expected to address performance issues or recognize achievements independently with agent, manager involvement is only needed when resolution is not reached.
• Visits field at least once per year, ideally two to three visits in which interaction with field members and clients is necessary.
• Works with agents to resolve field processing errors.
• Presents content to agencies in person or electronically.

REQUIRED QUALIFICATIONS

• Associate degree.
• Two to four years of experience.
• Supervisory/management experience not applicable.

PREFERRED QUALIFICATIONS

• Associate or Bachelor’s degree preferred but not required.
• Equivalent experience considered in place of collegiate studies.
• Some P&C industry and/or Farming or Commercial industry knowledge.
• AINS, API certification.
• Applicable designation strongly preferred, or progress towards.

OCCUPATIONAL REQUIREMENTS

• The position requires ability to effectively communicate with others to exchange information.
• A person in this position normally receives little instruction on day-to-day work and receives general instructions on new assignments.
• The position requires physical presence in company office.
• This position is an Individual Contributor.

Pay Range

Chicago Richmond, or NY pay range 56k - 80k

Application Eligibility

PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.

Benefits and Compensation

• We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program—including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.

Core Values

At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we aspire to be - guiding how we work, how we lead and how we succeed.

Argo and Farm Family are specialty property and casualty insurance brands whose underwriting companies are wholly owned subsidiaries of Clearbrook Group Holdings Inc. Argo and Farm Family partner with agents and brokers to provide insurance solutions that enable businesses to manage risks with confidence.

At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we aspire to be - guiding how we work, how we lead and how we succeed.