Underwriter - Group Accident

Zurich NA; New Jersey; Remote; USD 60,000 - 96,000; Full time

Job summary

Zurich North America seeks a Market Facing Underwriter to join the Group Accident team. This ground level role offers a virtual opportunity across New York, New Jersey, Pennsylvania or Illinois and supports growth initiatives within Group Accident.

You will work under seasoned underwriters to learn product suites, pricing, and guidelines while delivering excellent service to partners and customers. Strong regulatory knowledge and communication skills are essential.

Qualifications

• High School Diploma or Equivalent with 1+ years in underwriting or market-facing areas.
• Bachelor's Degree with 1+ years in underwriting, or 2+ years in underwriting support.
• Knowledge of insurance industry, laws and regulatory environment.
• Understanding of underwriting philosophy and guidelines.

Responsibilities

• Follow underwriting rules, pricing guidelines, and regulatory requirements.
• Create and review rating or pricing docs, proposal and policy materials.
• Perform system entry and end-to-end policy processing, ensuring file completeness.
• Provide superior service to distribution partners, TPAs, and customers.
• Collaborate with senior underwriters and internal stakeholders.
• Learn the product suite under mentorship from senior underwriters.

Skills

Underwriting experience

Market knowledge

Regulatory compliance

Communication skills

Education

High School Diploma or Equivalent

Bachelor's Degree

Tools

Microsoft Excel

Job description

Zurich Insurance is currently looking for a Market Facing Underwriter to join the Group Accident team within our Group Accident business unit. This position will offer a virtual opportunity within the states of New York, New Jersey, Pennsylvania or Illinois. This is a ground level position that will support Zurich growth initiatives in the Group Accident space.

Group Accident offers a portfolio of products designed to help protect organizations and individuals against financial hardship resulting from accidental death, accidental injury, unexpected or critical illness, hospitalization and trip cancellation/travel inconvenience, including Business Travel Accident, Basic AD&D, Voluntary AD&D, Participant Accident, Student Accident, Accident Medical Expense, Critical Illness, Hospitalization, Student Travel and Tuition Reimbursement.

The position will have technical and transactional responsibilities and will support senior level underwriters/business leads within Group Accident in building, implementing and fulfilling programs in all areas of the business noted above.

This position will be responsible for:

• Complying with underwriting rules and guidelines, pricing/rating rules and guidelines, insurance laws and regulations and internal best practices
• Creating and/or reviewing rating/pricing documentation, quote/proposal documents, policy/plan documents and marketing materials
• Performing system entry, driving end-to-end policy/plan processing, and ensuring the completeness of underwriting/program files
• Providing superior service to our distribution partners, third party administrators and customers
• Collaborating with senior level underwriters/business leads and various other internal stakeholders
• Under the tutelage of senior level underwriters/business leads and various other internal stakeholders, learning the suite of products noted above

Basic Qualifications

• High School Diploma or Equivalent and 1 or more years of experience in an Underwriting or Market Facing area. OR
• High School Diploma or Equivalent and 2 or more years of experience in a Claims or Underwriting Support area. AND
• Knowledge of the insurance industry and the legal and regulatory environment
• Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Preferred Qualifications

• Bachelors Degree with 1 or more years of experience in an Underwriting or Market Facing area; or Bachelors Degree with 2 or more years of experience in a Claims or Underwriting support area
• Ability to collaborate effectively in a team-based environment, contribute to shared goals, and build productive working relationships with colleagues and business partners
• Ability to follow established guidelines and principles while exercising sound judgment to resolve ambiguous or non-routine situations as needed
• Strong verbal and written communication skills, with the ability to convey information clearly, professionally, and effectively to internal and external stakeholders
• Attention to detail and commitment to accuracy when reviewing information, preparing documentation, and completing work within established requirements
• Proficiency with Microsoft Office & Excel, including the ability to organize, analyze, and present information efficiently

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $60,000.00 - $96.000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code

• 1033.

Please note

Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Pennsylvania Virtual Office, AM - Illinois Virtual Office, AM - New Jersey Virtual Office, AM - New York Virtual Office

Remote Working: Yes

Schedule: Full Time

Employment Sponsorship Offered: No