Underwriter - Group Accident

Zurich Insurance; Pennsylvania; Hybrid; USD 60,000 - 96,000; Full time

Benefits offered by this job

Bonus eligibility

Total Rewards program

Competitive benefits

Job summary

Zurich Insurance is seeking a Market Facing Underwriter to join the Group Accident team. This virtual role spans NY, NJ, PA, or IL and supports growth initiatives in Group Accident space.

The candidate will underwrite, price, review documents, process policies, and collaborate with senior underwriters and partners while delivering excellent service to distributors and customers.

Qualifications

• 1+ year in underwriting or market facing area or equivalent.
• Knowledge of the insurance industry and regulatory environment.
• Ability to follow underwriting rules and guidelines.

Responsibilities

• Underwrite and support Group Accident programs according to rules and guidelines.
• Create and review pricing, rating, and marketing materials.
• Handle end-to-end processing and ensure file completeness.
• Provide service to distribution partners, TPAs, and customers.
• Collaborate with senior underwriters and internal stakeholders.
• Learn the full suite of Group Accident products under guidance.

Skills

Underwriting knowledge

Pricing & rating

Regulatory awareness

Team collaboration

Communication skills

MS Office & Excel

Education

High School Diploma or GED

Bachelor's degree preferred

Tools

MS Excel

Microsoft Office

Job description

Underwriter - Group Accident

Zurich Insurance is currently looking for a Market Facing Underwriter to join the Group Accident team within our Group Accident business unit. This position will offer a virtual opportunity within the states of New York, New Jersey, Pennsylvania or Illinois. This is a ground level position that will support Zurich growth initiatives in the Group Accident space.

Group Accident offers a portfolio of products designed to help protect organizations and individuals against financial hardship resulting from accidental death, accidental injury, unexpected or critical illness, hospitalization and trip cancellation/travel inconvenience, including Business Travel Accident, Basic AD&D, Voluntary AD&D, Participant Accident, Student Accident, Accident Medical Expense, Critical Illness, Hospitalization, Student Travel and Tuition Reimbursement.

The position will have technical and transactional responsibilities and will support senior level underwriters/business leads within Group Accident in building, implementing and fulfilling programs in all areas of the business noted above.

This position will be responsible for:

• Complying with underwriting rules and guidelines, pricing/rating rules and guidelines, insurance laws and regulations and internal best practices
• Creating and/or reviewing rating/pricing documentation, quote/proposal documents, policy/plan documents and marketing materials
• Performing system entry, driving end-to-end policy/plan processing, and ensuring the completeness of underwriting/program files
• Providing superior service to our distribution partners, third party administrators and customers
• Collaborating with senior level underwriters/business leads and various other internal stakeholders
• Under the tutelage of senior level underwriters/business leads and various other internal stakeholders, learning the suite of products noted above

Basic Qualifications:

• High School Diploma or Equivalent and 1 or more years of experience in an Underwriting or Market Facing area.
  OR
• High School Diploma or Equivalent and 2 or more years of experience in a Claims or Underwriting Support area.
  AND
• Knowledge of the insurance industry and the legal and regulatory environment
• Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Preferred Qualifications:

• Bachelors Degree with 1 or more years of experience in an Underwriting or Market Facing area; or Bachelors Degree with 2 or more years of experience in a Claims or Underwriting support area
• Ability to collaborate effectively in a team-based environment, contribute to shared goals, and build productive working relationships with colleagues and business partners
• Ability to follow established guidelines and principles while exercising sound judgment to resolve ambiguous or non-routine situations as needed
• Strong verbal and written communication skills, with the ability to convey information clearly, professionally, and effectively to internal and external stakeholders
• Attention to detail and commitment to accuracy when reviewing information, preparing documentation, and completing work within established requirements
• Proficiency with Microsoft Office & Excel, including the ability to organize, analyze, and present information efficiently

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $60,000.00 - $96.000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here .]

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

Please note:

Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.