Underwriter - Equine Mortality

Great American Insurance Group; Ocala (FL); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Wellness programs

Parental leave

Tuition reimbursement

Paid time off and holidays

401(k) with company match

Employee stock purchase plan

Commuter benefits

Job summary

Great American Insurance Group is seeking an Underwriter for Equine Mortality in the United States. The role evaluates and underwrites new and renewal Equine Mortality business, determining coverage and pricing in line with guidelines and risk appetite.

Core in-office days are Tuesday-Thursday, with one remote day; the role requires collaboration with agents, brokers, and internal teams to support profitable growth and compliant documentation.

Qualifications

• Bachelor's degree in Business, Economics, Risk Management and Insurance, or a related field; equivalent experience may be considered.
• Generally, a minimum of 6 months of insurance, underwriting, or related experience.
• Knowledge of underwriting principles, risk analysis, and insurance products is a plus.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent written and verbal communication skills.
• Strong organization skills with attention to detail and the ability to manage multiple priorities.

Responsibilities

• Evaluate and underwrite new and renewal Equine Mortality accounts within established authority guidelines.
• Analyze applications, loss history, and supporting documentation to assess risk and determine coverage, pricing, and terms.
• Collaborate with agents, brokers, clients, and internal business partners to gather underwriting information and resolve questions.
• Order and review reports, inspections, and other risk assessment tools as needed.
• Communicate underwriting decisions, recommendations, and requirements to internal and external stakeholders.
• Review existing policies for renewal, modification, and continued acceptability.
• Maintain accurate underwriting documentation and ensure compliance with company standards and insurance regulations.
• Develop and maintain strong relationships with agents, brokers, and business partners to support profitable growth.
• Interpret and explain products, coverage options, and underwriting requirements.
• Monitor industry trends, market conditions, and regulatory developments affecting the equine insurance market.
• Perform other duties as assigned.

Skills

Underwriting

Analytical

Communication

Risk analysis

Attention to detail

Collaboration

Education

Bachelor's degree in Business or related field

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship. The Equine Mortality division provides specialized insurance solutions that help horse owners and equine professionals protect against financial loss resulting from the death of their insured horses. The team focuses on sound risk selection, strong customer relationships, and underwriting profitability while delivering exceptional service to agents, brokers, and policyholders.

Position Overview

The Underwriter evaluates and underwrites new and renewal Equine Mortality business in accordance with company guidelines, risk appetite, and regulatory requirements. This role analyzes risk exposures, determines appropriate coverage and pricing, and partners with agents, brokers, and internal stakeholders to support profitable business growth. The Underwriter also ensures accurate documentation, compliance, and effective communication of underwriting decisions. Great American’s culture is built on connection, shared learning, and strong relationships.

Core in-office days are Tuesday-Thursday, with the flexibility to work one day remotely. Core in-office days are Tuesday-Thursday, with the fourth day determined by business needs.

Responsibilities

• Evaluate and underwrite new and renewal Equine Mortality accounts within established authority guidelines.
• Analyze applications, loss history, and supporting documentation to assess risk and determine coverage, pricing, and terms.
• Collaborate with agents, brokers, clients, and internal business partners to gather underwriting information and resolve questions.
• Order and review reports, inspections, and other risk assessment tools as needed.
• Communicate underwriting decisions, recommendations, and requirements to internal and external stakeholders.
• Review existing policies for renewal, modification, and continued acceptability.
• Maintain accurate underwriting documentation and ensure compliance with company standards and insurance regulations.
• Develop and maintain strong relationships with agents, brokers, and business partners to support profitable growth.
• Interpret and explain products, coverage options, and underwriting requirements.
• Monitor industry trends, market conditions, and regulatory developments affecting the equine insurance market.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Business, Economics, Risk Management and Insurance, or a related field; equivalent experience may be considered.
• Generally, a minimum of 6 months of insurance, underwriting, or related experience.
• Knowledge of underwriting principles, risk analysis, and insurance products is a plus.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent written and verbal communication skills.
• Strong organization skills with attention to detail and the ability to manage multiple priorities.

Business Unit: Equine Mortality

Benefits

• Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
• Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.

Your recruiter will provide details about benefits and specific compensation ranges during the hiring process.

Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.

Why can you trust Great American Insurance Group?

For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to "Be Here. Be GREAT!" To learn more, visit our Career Page