Underwriter- Employee Benefits

Equitable; United States; Remote; USD 60,000 - 75,000; Full time

Job summary

An established industry player is looking for an experienced Underwriter to join their Employee Benefits team. This role involves assessing risks, collaborating with the Distribution team to drive sales, and ensuring alignment with financial goals. The ideal candidate will have a solid understanding of group insurance products and the ability to communicate complex concepts effectively. With a commitment to employee growth and a collaborative environment, this organization offers a meaningful career path and comprehensive benefits. If you are ready to make an impact, this opportunity is for you.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k)

Paid Time Off

Qualifications

• 2+ years of Group Employee Benefits Underwriting experience required.
• Proficiency in Microsoft Office tools essential for the role.

Responsibilities

• Assess risks and make decisions on new business opportunities.
• Collaborate with Distribution team to meet financial objectives.

Skills

Communicating Complex Concepts

Group Insurance

Legal and Regulatory Environment

Managing Multiple Priorities

Risk Analysis and Selection

Education

Bachelor's degree or relevant work experience

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Join to apply for the Underwriter- Employee Benefits role at Equitable.

At Equitable, our strength lies in our diverse team. We foster an inclusive environment where differences make us stronger and enable us to serve our communities better. Join us to develop your skills and explore new ways of working and thinking. Are you ready to unlock your potential with an organization that values your growth?

We are seeking an experienced Underwriter to join our Employee Benefits team. The Underwriter will be responsible for risk assessment and decision-making on new business opportunities, collaborating closely with the Distribution team to drive sales and maintain existing business, aligned with the company’s financial goals. The role also involves working with other departments and vendor partners on underwriting issues and best practices.

Key Responsibilities:

• Assess risks and make decisions on new business opportunities.
• Partner with the Distribution team to sell new and existing business, ensuring financial objectives are met.
• Collaborate with other departments and vendor partners on underwriting issues and best practices.
• Utilize Equitable’s quoting platform and rating tools to develop manual and experience rates.
• Meet key KPIs, including pricing, sales, persistency, and time-to-process performance.

The salary range for this position is $60,000 - $75,000, with actual compensation based on experience, skills, and location. Additional performance-based incentives, bonuses, and benefits are offered, including medical, dental, vision, 401(k), and paid time off. For more details, refer to the Equitable Total Rewards Program.

Required Qualifications:

• At least 2 years of Group Employee Benefits Underwriting experience.
• Experience with Life, STD, LTD, Dental, Vision, Accident, Critical Illness, or Hospital Indemnity products.
• Bachelor’s degree or relevant work experience.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Strong customer service skills and negotiation ability.
• Adaptability and willingness to learn.
• Business knowledge and a solid work ethic.

Skills:

• Communicating Complex Concepts: Ability to present and explain technical concepts clearly to diverse audiences.
• Group Insurance: Knowledge of group insurance products, processes, and market segments.
• Legal and Regulatory Environment: Understanding of applicable laws and regulations.
• Managing Multiple Priorities: Effective self-management and prioritization skills.
• Risk Analysis and Selection: Proficiency in analyzing risks and determining coverage.

About Equitable:

We are dedicated to helping clients secure their financial future. Our culture promotes leadership, talent leveraging, and community impact. We invest in our people through growth opportunities, comprehensive benefits, and a collaborative environment. Join us to make a meaningful impact and pursue a purposeful career.

Equitable is an equal opportunity employer and participates in the E-Verify program. For accommodations during the application process, contact Human Resources at [phone] or [e-mail].

Locations:

• Remote (U.S.)
• Charlotte, NC

Additional Details:

• Seniority Level: Mid-Senior level
• Employment Type: Full-time
• Job Function: Finance and Sales