Underwriter- Employee Benefits

Equitable Advisors; Charlotte (NC); On-site; USD 60,000 - 75,000; Full time

Job summary

An established industry player is seeking a skilled Underwriter to join their Employee Benefits team. In this role, you'll assess risks and make critical decisions on new business opportunities while collaborating closely with the Distribution team to drive sales and maintain existing accounts. This position offers a chance to work in a dynamic environment that values diverse perspectives and fosters personal and professional growth. If you're ready to leverage your underwriting expertise and make a meaningful impact, this opportunity is perfect for you!

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Paid Time Off

Spot Bonuses

Short-term Incentive Compensation

Qualifications

• Seeking an Underwriter with 2+ years in Employee Benefits.
• Experience with Life, STD, LTD, Dental, and Vision products is essential.

Responsibilities

• Conduct risk assessments and make decisions on new business opportunities.
• Collaborate with Distribution team to enhance sales and maintain existing business.

Skills

Risk Analysis and Selection

Group Insurance

Communicating Complex Concepts

Insurance Legal and Regulatory Environment

Managing Multiple Priorities

Education

Bachelor’s degree

2+ years of Group Employee Benefits Underwriting experience

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Job Description - Underwriter- Employee Benefits (2500005Q)

Primary Location

UNITED STATES-NC-Charlotte

Organization

Equitable

Schedule

Full-time

Description

At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

Equitable is looking for an experienced Underwriter to join our Employee Benefits team! The Underwriter- Employee Benefits will be responsible for risk assessment and decision-making on new business opportunities. This individual will work closely with the Distribution team to sell new business and maintain existing business, keeping the Company’s financial objectives in mind. The Underwriter II will also collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.

Key Job Responsibilities:

• Risk assessment and decision-making on new business opportunities.
• Work closely with the Distribution team to sell new business and add to existing business, keeping the Company’s financial objectives in mind.
• Collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.
• Work within Equitable’s quoting platform and other rating tools to develop manual and experience rates.
• Execute to key KPIs, including, pricing strategy targets, sales targets, persistency and TaT performance.

The base salary range for this position is $60,000 - $75,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below.

• 2+ years of Group Employee Benefits Underwriting experience.
• Experience with Life, STD, LTD, Dental, Vision, Accident, Critical Illness or Hospital Indemnity products is required.
• Bachelor’s degree or relevant hands-on work experience.
• Proficient with Microsoft Excel, Word and Outlook.
• Established Customer Service skills and experience.
• Proven ability to negotiate.
• Adapts & Learns.
• Applies Business Knowledge.
• Solid work ethic.

Skills

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

Group Insurance: Knowledge of group insurance products, business processes, market segments and the marketplace; ability to run applications effectively for the insurance organization's business.

Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Risk Analysis and Selection: Knowledge of risk analysis and selection; ability to utilize tools and techniques to analyze potential risk exposures and determine coverage.

ABOUT EQUITABLE

At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

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Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at [phone] or email us at [e-mail].