Underwriter - Commercial Lines

USLI; Folsom (CA); On-site; USD 80,000 - 140,000; Full time

Benefits offered by this job

Bonuses

Medical benefits

Profit sharing

Free lunch

Development courses

Job summary

USLI is seeking an experienced underwriter to evaluate submissions, quote requests and endorsements while building strong customer relationships. You will work with cross-functional teams across Underwriting, Business Development, Claims and IT to deliver high-quality service and innovative solutions.

The role values a proactive, analytical mindset and a collaborative approach in a fast-paced insurance environment. Travel may be required to meet clients and sustain relationships.

Qualifications

• Underwriter role requiring 3+ years in Commercial Property & Casualty, Personal or Management and Professional Liability.
• Insurance courses (CPCU, RPLU) are a plus.
• Willingness to travel as needed to maintain customer interactions.
• Experience in other insurance roles (sales, claims, agent/broker) or legal services is a plus.

Responsibilities

• Evaluate and underwrite submissions with precision per guidelines and authority.
• Address quotes, re-quotes and endorsements with a customer-first mindset.
• Cultivate and maintain strong relationships with customers to drive growth.
• Collaborate with Underwriting, Business Development, Claims, IT and related teams.
• Research market trends and support product development efforts.

Skills

Attitude

Customer-centric focus

Analytical mindset

Team collaboration

Adaptability

Job description

About Us:

At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.

Your Role:

As an underwriter, you’ll be at the heart of our operations, driving success by evaluating submissions, handling customer requests and building strong relationships. You’ll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that’s respected for delivering exceptional service and innovative solutions.

Key Responsibilities:

• Evaluate and underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority


• Customer engagement: Address quotes, re-quotes and endorsements with a customer-first mindset, ensuring top-tier service


• Relationship building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth


• Collaborative approach: Partner with teams across Underwriting as well as Business Development, Claims, IT and more, contributing to a unified and effective operation


• Innovative contribution: Stay ahead of the curve by researching market trends, analyzing competitive information and supporting product development

What You’ll Bring:

• Attitude: A positive and growth-focused mindset combined with a caring attitude committed to USLI’s success, with the grit and resiliency to make it happen


• Customer-centric focus: A dedication to placing our customers at the center of everything you do


• Analytical mindset: Strong decision-making abilities, with a blend of data analysis and critical thinking


• Team collaboration: A proactive, team-oriented approach with excellent relationship-building skills


• Adaptability: Ability to navigate and thrive in a fast-paced, evolving business landscape

Qualifications:

• Experience: 3+ years of underwriting experience in Commercial Property and Casualty, Personal or Management and Professional Liability lines


• Insurance-related course work (CPCU, RPLU, etc.) is a plus


• Travel: Willingness to travel as needed to maintain effective customer interactions (for travel roles).


• Or: 5+ years in any of the following:


• Other insurance roles (e.g., sales, claims, agent/broker)


• Legal services (e.g., attorney, paralegal)

Salary Range:

$80,000-$140,000

What We Offer:

One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees.

• performance-based triannual bonuses


• medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees


• a profit-sharing program


• free lunch every day while onsite


• more than 450 annual personal and professional development courses

Explore more company benefits.

Why USLI?

At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion and belonging to support a workplace where every individual feels valued, respected and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.