Professional Lines Underwriter

USLI; Folsom (CA); On-site; USD 70,000 - 125,000; Full time

Benefits offered by this job

Performance-based bonuses

100% medical benefits for full-time employees

Free lunch onsite

Over 450 training courses annually

Job summary

A reputable insurance company in Folsom, CA is seeking an experienced Professional Lines Underwriter. The role involves evaluating insurance submissions, building customer relationships, and contributing to a collaborative team environment. Candidates should have at least 3 years of relevant underwriting experience and strong analytical skills. A competitive salary ranging from $70,000 to $125,000 is offered, along with attractive benefits.

Qualifications

• Experience in underwriting is crucial for evaluating submissions.
• Strong decision-making abilities with a blend of data analysis.
• Knowledge of insurance roles and legal services is a plus.

Responsibilities

• Evaluate and underwrite submissions per guidelines.
• Engage customers ensuring top-tier service.
• Cultivate strong relationships and drive business growth.
• Partner with various teams to contribute to operations.
• Research market trends to support product development.

Skills

Customer-centric focus

Analytical mindset

Team collaboration

Adaptability

Education

3+ years of underwriting experience in Commercial Property and Casualty, Personal or Professional Liability

Insurance-related course work (CPCU, RPLU, etc.)

Job description

Join to apply for the Professional Lines Underwriter role at USLI

Job Title: Underwriter- Professional Lines

Location: Folsom, CA

About Us: At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth.

Your Role: As an underwriter, you’ll be at the heart of our operations, driving success by evaluating submissions, handling customer requests and building strong relationships. You’ll work in a dynamic environment where creativity and strategic thinking are highly valued.

Key Responsibilities:

• Evaluate and underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority
• Customer engagement: Address quotes, re-quotes and endorsements with a customer-first mindset, ensuring top-tier service
• Relationship building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth
• Collaborative approach: Partner with teams across Underwriting as well as Business Development, Claims, IT and more, contributing to a unified and effective operation
• Innovative contribution: Stay ahead of the curve by researching market trends, analyzing competitive information and supporting product development

What You’ll Bring:

• Attitude: A positive and growth-focused mindset combined with a caring attitude committed to USLI’s success, with the grit and resiliency to make it happen
• Customer-centric focus: A dedication to placing our customers at the center of everything you do
• Analytical mindset: Strong decision-making abilities, with a blend of data analysis and critical thinking
• Team collaboration: A proactive, team-oriented approach with excellent relationship-building skills
• Adaptability: Ability to navigate and thrive in a fast-paced, evolving business landscape

Qualifications:

• Experience: 3+ years of underwriting experience in Commercial Property and Casualty, Personal or Management and Professional Liability lines
• Insurance-related course work (CPCU, RPLU, etc.) is a plus
• Or: 5+ years in any of the following:
• Other insurance roles (e.g., sales, claims, agent/broker)
• Legal services (e.g., attorney, paralegal)
• Travel: Willingness to travel as needed to maintain effective customer interactions (for travel roles).

Salary Range: $70,000-125,000

What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite and more than 450 annual personal and professional development courses.

Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion and belonging to support a workplace where every individual feels valued, respected and empowered to contribute at their fullest potential.