Underwriter

HUB International; Warwick (RI); Hybrid; USD 65,000 - 95,000; Full time

Job summary

HUB International in Warwick, RI, is seeking an Underwriter to join our hybrid team. The successful candidate will underwrite new and renewal business, modify coverage as needed, and issue policies in the carrier system.

Collaboration with internal teams and participation in program reviews are required for ongoing profitability. The role requires 2–5 years of relevant experience, a four-year degree or equivalent, and preferred RI P&C license, with strong communication and technical skills in

Qualifications

• Four-year college degree preferred or equivalent work experience.
• 1–3 years’ experience with a wholesale broker preferred.
• RI P&C Brokers License preferred.
• Knowledge of all coverage lines.
• Ability to execute and ensure compliance to all internal Quality Control procedures.

Responsibilities

• Underwrite new and renewal business within assigned program(s).
• Execute placement requests to modify coverage as needed.
• Issue policies in carrier management system.
• Participate in audits, training, and program reviews.
• Collaborate with internal team members to build relationships.
• Monitor program performance and adjust underwriting strategy.

Skills

Communication

AS400

ImageRight

Outlook

Excel

Word

Analytical mindset

Education

Bachelor's degree

Tools

AS400

ImageRight

Job description

About HUB

Join our Stevie Award Winning Team at HUB International! When you join the team at HUB International, you become part of the largest privately owned global insurance broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Becoming a part of HUB means that you thrive in an entrepreneurial and fast paced team environment supported by over 20,000 professionals in 570+ offices across North America. HUB Northeast’s subsidiary, Program Brokerage Corporation (PBC), is a nationally ranked top wholesaler and powerful market resource for brokers and agents. PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs.

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office.

Job Purpose

To handle a broad range of daily activities independently utilizing technical expertise and product knowledge. This role involves evaluating submissions, determining risk acceptability, pricing policies, and maintaining profitable underwriting results in accordance with company guidelines and program objectives.

Functions and Responsibilities

• Underwrite new and renewal business within assigned program(s), ensuring compliance with underwriting guidelines and profitability targets.
• Execute placement requests to modify coverage as needed
• Issue policies in carrier management system
• Participate in audits, training, and program reviews.
• Collaborate with internal team members to develop and maintain strong relationships.
• Monitor program performance and recommend adjustments to underwriting strategy as needed.
• Review and interpret actuarial data, loss history, and industry trends to inform underwriting decisions.
• Additional Underwriting duties as assigned.

Qualifications

• Four-year college degree preferred or equivalent work experience
• 1-3 years’ experience with a wholesale broker preferred
• Valid RI P&C Brokers License preferred
• Knowledge of all coverage lines
• Ability to execute and ensure compliance to all internal Quality Control procedures

Required Skills

• Excellent verbal and written communication skills
• Working knowledge with applications such as AS400 & ImageRight preferred
• Proficiency with Outlook, Excel, & Word is required
• Analytical mindset with attention to detail and problem-solving ability.

Department

Underwriting

Required Experience

2-5 years of relevant experience

Required Travel

Nevligeble

Required Education

Bachelor's degree (4-year degree)

E-Verify Program

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Equal Opportunity

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.