Underwriter

iatinsurancegroup; Scottsdale (AZ); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Hybrid work environment

401(k) Company Match

Profit Sharing

Educational Assistance Program

Mentorship Program

Dress for Your Day Policy

Job summary

IAT Insurance Group in Scottsdale, AZ seeks an Underwriter to assess risk and drive profitable growth while maintaining loss ratios. The role blends in-office collaboration Monday-Wednesday with optional remote work Thursdays and Fridays within a hybrid schedule.

You will underwrite within authority, analyze applications and loss history, collaborate with agencies, and ensure compliance with underwriting guidelines.

Qualifications

• Bachelor’s Degree or 2 years underwriting experience in commercial P&C.
• Ability to react quickly and professionally in fast-paced environments.
• Creative, analytical, and innovative thinking for productive problem-solving.
• Excellent written and verbal communication skills.

Responsibilities

• Underwrite and drive profitable growth within assigned authority.
• Collaborate to manage agency relationships and identify growth opportunities.
• Adhere to underwriting guidelines, governance standards, and regulatory requirements.
• Use data and analytics to evaluate risk and support decisions.
• Analyze applications, loss history, and third-party data for risk assessments.
• Communicate clearly across internal and external stakeholders.
• Demonstrate product knowledge to support business development.
• Deliver responsive, customer-focused service to internal teams and partners.
• Partner with distribution channels to expand market presence.
• Utilize metrics to optimize territory outcomes and inform strategy.
• Stay aware of market dynamics and industry trends.

Skills

Verbal communication

Written communication

Analytical thinking

Creative thinking

Problem solving

Education

Bachelor’s Degree or 2 years underwriting experience

Job description

IAT Insurance Group has an immediate opening for Underwriter from our Scottsdale, Arizonia location.

This role will be tasked with underwriting the company’s risk profile to achieve objectives for profitable growth and maintain an acceptable loss ratio.

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities

• You will underwrite and drive profitable growth within assigned authority while aligning to broader organizational objectives and risk appetite.
• Collaborate to cultivate, strengthen, and strategically manage agency relationships, identifying opportunities for growth and addressing performance gaps with a solutions-oriented approach.
• Ensure adherence to corporate underwriting guidelines, governance standards, and regulatory requirements to support consistent and compliant decision-making.
• Leverage data, tools, and analytics to evaluate risk, generate insights, and support balanced underwriting decisions.
• Analyze applications, financials, loss history, and third-party data to produce comprehensive risk assessments.
• Communicate clearly and effectively across verbal, written, and digital channels to maintain alignment with internal and external stakeholders.
• Demonstrate product knowledge and articulate value propositions to support business development and partner engagement.
• Deliver responsive, customer-focused service to internal teams and external partners, reinforcing a high-performance service culture.
• Partner with distribution channels to enhance market presence, promote capabilities, and identify new business opportunities.
• Utilize metrics and performance data to continuously optimize territory outcomes and support strategic objectives.
• Maintain awareness of market dynamics, industry trends, and competitive landscape to inform decision-making and drive results.
• Perform other duties as needed

Qualifications

Must-Have

• Bachelor’s Degree or at least 2 years of relevant commercial Property and Casualty underwriting experience.
• Must have the ability to react and respond quickly and professionally.
• Must provide creative, analytical, and innovative thinking to inure to productive problem-solving.
• Must have excellent written and verbal communication skills
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

Our Culture

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits